Benton County property record for 1121 Ellen Ray Ln, Centerton, AR 72719
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,039 sqft · built 2014 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $214,000 (Jan 2017) |
| Tax Bill | $3,449 (2026) |
| Deeds & Mortgages | Feb 2026 Line of Credit Feb 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-04688-000 |
| Primary APN | 06-04688-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,039 sqft Living Area |
| Gross Area | 2,667 sqft |
| 1st Floor Area | 2,039 sqft |
| Flooring | Wood |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Fiberglass |
| Lot Area | 11,326 sqft (0.26 acres) |
| Garage Type | Attached |
| Garage Area | 628 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 1,044 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 85 sqft |
| Patio Area | 90 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1121 ELLEN RAY LN |
|---|---|
| City | CENTERTON |
| State | AR |
| Zip | 72719-7041 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PLAT 1/27/2012 2012-33 |
| Legal Range | 31 |
| Legal Township | 20 |
| Legal Section | 28 |
| Legal Subdivision | FOREST PARK-CENTERTON |
| Legal Lot Number | 3 |
| Jurisdiction | BENTON AR |
| Township / Civil Division | 9 |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 20904 |
Source: Benton County records, as of September 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 407 N 37TH ST, ROGERS, AR 72756-0312 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 3, 2026 | Deed of Trust, Mortgage · Line of Credit BETTER MORTGAGE CORPORATION |
| Feb 2, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Apr 14, 2022 | Beneficiary Deed, Transfer |
| Aug 26, 2021 | Warranty Deed, Transfer |
| Jan 19, 2017 | Warranty Deed, Transfer · FHA Mortgage BANK OF THE OZARKS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 19, 2017 · Amount on Record |
| Deed Sale | Jan 19, 2017 · Amount on Record |
| Prior Sale | Nov 3, 2014 · Amount on Record |
| Deed Book / Page | 2017 / 3198 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BENTON AR |
| Property Address | 1121 ELLEN RAY LN, CENTERTON, AR 72719-7041 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2026 |
| Name | Verified Name |
|---|
| Document Number | L202606024 |
|---|---|
| Date | Feb 3, 2026 |
| Instrument | L202606024 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | 1 WORLD TRADE CTR # 8080, NEW YORK, NY 10007 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2056 |
| Change Frequency | Monthly |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BENTON AR |
| Property Address | 1121 ELLEN RAY LN, CENTERTON, AR 72719-7041 |
| Transaction Type | Mortgage |
| Record Updated | Mar 20, 2024 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0000007464 |
|---|---|
| Date | Feb 2, 2021 |
| Instrument | 2021007464 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 315 Months |
| Due | May 1, 2047 |
| Document Type | Beneficiary Deed |
|---|---|
| Jurisdiction | BENTON AR |
| Recording Date | Apr 14, 2022 |
| Property Address | 1121 ELLEN RAY LN, CENTERTON, AR 72719-7041 |
| Document Number | L202224767 |
| Map Reference | PL 21 PG 101 |
| Instrument Date | Apr 14, 2022 |
| Instrument | L202224767 |
| Transaction Type | Transfer |
| Record Updated | Mar 20, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BENTON AR |
| Recording Date | Aug 26, 2021 |
| Property Address | 1121 ELLEN RAY LN, CENTERTON, AR 72719-7041 |
| Document Number | 0000063611 |
| Map Reference | PL 21 PG 101 |
| Instrument Date | Aug 10, 2021 |
| Instrument | 2021063611 |
| Transaction Type | Transfer |
| Record Updated | Mar 20, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $745.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 407 N 37TH ST, ROGERS, AR 72756-0312 |
| Name | Verified Name |
|---|---|
| Address | 407 N 37TH ST, ROGERS, AR 72756-0312 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BENTON AR |
| Recording Date | Jan 19, 2017 |
| Property Address | 1121 ELLEN RAY LN, CENTERTON, AR 72719-7041 |
| Document Number | 00000D3198 |
| Instrument Date | Jan 13, 2017 |
| Instrument | D3198 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2017 |
| Title Company | FIRST NATIONAL TITLE INSURANCE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $706.20 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1121 ELLEN RAY LN CENTERTON AR 727197041, CENTERTON, AR 72719-7041 |
| Document Number | M11799, |
|---|---|
| Date | Jan 19, 2017 |
| Instrument | M11799 |
| Name | BANK OF THE OZARKS |
|---|---|
| Type | Bank |
| Address | LITTLE ROCK, AR 72223 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 18, 2047 |
Source: Benton County assessment roll, as of September 1, 2026
| Type | Name |
|---|---|
| State | Arkansas |
| County | Benton County |
| Municipality | Centerton City |
| Unified School District | Bentonville Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,449.00 (+5.96%) | $70,658 (-) Land $19,600 Building $51,058 | $353,290 (-) Land $98,000 Building $255,290 |
| 2025 | $3,255.00 (+8.9%) Homeowner's exemption | $70,658 (+41.74%) Land $19,600 Building $51,058 | |
| 2024 | $353,290 (+41.74%) Land $98,000 Building $255,290 | ||
| 2023 | $2,989.00 Homeowner's exemption | $49,850 Land $11,000 Building $38,850 | $249,250 Land $55,000 Building $194,250 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Arkansas |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CENTERTON WATERWORKS serves 27,243 people · EPA ID AR0000044 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Brightspeed Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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