1130 Constitution Dr, Chattanooga, TN 37405 Property Records

Hamilton County property record for 1130 Constitution Dr, Chattanooga, TN 37405

Property Summary

Property Type	Condominium
Details	3.5 ba · 2,895 sqft · built 1989
Lot Size	1 acres (43,560 sqft)
Owner	Company Name on File
Last Sale	$565,000 (May 2024)
Tax Bill	$2,912 (2025)
Deeds & Mortgages	May 2024 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`136H J 038 C107`

Property Details

APN / Parcel Number

Primary APN	`136H J 038 C107`
Alternative APN	`0000124333`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,895 sqft Living Area

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Condo/Apartment
Exterior Material	Other
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	43,560 sqft (1 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000124333
Street Address	1130 CONSTITUTION DR
City	CHATTANOOGA
State	TN
Zip	37405-4244
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 46-G PHASE 3 HERITAGE LANDING 43-23 OUT OF 136H-J-38 FOR 1988
Legal Subdivision	HERITAGE LANDING PHA
Legal Phase	3
Legal Lot Number	UNIT
Legal Unit	46-G
Jurisdiction	HAMILTON TN
Township / Civil Division	6
Census Block Group	3
Census Block	3005
Census Tract	600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1130 Constitution Dr, a condominium, is owned by a company that bought it in May 2024.

Source: Hamilton County records, as of March 25, 2026

Owner of Record	Company Name on File
Mailing Address	1130 CONSTITUTION DR, CHATTANOOGA, TN 37405-4244
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 3, 2024 · Amount on File
Deed Sale	May 3, 2024 · Amount on File
Deed Document Number	2024106
Deed Book / Page	13582 / 406
Prior Transfer Date	Jan 7, 2016
Prior Transfer Doc	0000000161
Record Updated	Jun 8, 2026

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	May 3, 2024
Property Address	1130 CONSTITUTION DR, CHATTANOOGA, TN 37405-4244
Document Number	0000000106
Book / Page	13582 / 406
Instrument Date	May 2, 2024
Instrument	2024050300106
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	A-TEAM TITLE SERVICES, TEAM TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,090.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1130 CONSTITUTION DR, CHATTANOOGA, TN 37405-4244
Investor	Possibly a Property Investor

Mortgage

Document Number	0013582411
Date	May 3, 2024
Instrument	13582/411

Lender

Name	BUILTWELL BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	12 Months
Due	May 5, 2025

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1130 Constitution Dr was $2,912, up 9.8% from the year before.

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,912.00 (+9.85%)	$192,150 (+62.12%)	$768,600 (+62.12%) Land $200,000 Building $568,600
2024	$2,651.00	$118,525 (-)	$474,100 (-) Land $100,000 Building $374,100
2023	$2,651.00	$118,525	$474,100 Land $100,000 Building $374,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1130 Constitution Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 34 policies
Nearby Flood Policies	34 in force
Nearby Flood Claims	2 (2003–2017)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2017

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1130 Constitution Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20