1124 Constitution Dr, Chattanooga, TN 37405 Property Records

Hamilton County property record for 1124 Constitution Dr, Chattanooga, TN 37405

Property Summary

Property TypeCondominium
Details3 ba · 2,466 sqft · built 1986
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on Record
Last Sale$777,000 (Jan 2019)
Tax Bill$4,314 (2025)
Deeds & MortgagesAug 2024 Transfer
Jan 2019 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN136H J 038 C109

Property Details

APN / Parcel Number

Primary APN136H J 038 C109
Alternative APN
  • 0000124336

Interior

Full Baths3 Baths
Half Baths2 Half Baths
Stories1 Story
Building Area2,466 sqft Living Area

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Architectural StyleCondo/Apartment
Exterior MaterialOther
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area43,560 sqft (1 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0000124336
Street Address1124 CONSTITUTION DR
CityCHATTANOOGA
StateTN
Zip37405-4244
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionUNIT 45-J1 PHASE 3 HERITAGE LANDING 43-23
Legal SubdivisionHERITAGE LANDING PHA
Legal Phase3
Legal Lot NumberUNIT
Legal Unit45-J1
JurisdictionHAMILTON TN
Township / Civil Division6
Census Block Group3
Census Block3005
Census Tract600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Chickamauga and Chattanooga National Military Park
listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of January 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1124 CONSTITUTION DR, CHATTANOOGA, TN 37405-4244
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 7, 2024Quit Claim Deed, Transfer
CHATTANOOGA TITLE, CHATTANOOGA TITLE INC
Jan 31, 2019Warranty Deed, Transfer
ATLANTIC CAP BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 31, 2019 · Amount on Record
Deed SaleJan 31, 2019 · Amount on Record
Prior SaleJan 10, 2013 · Amount on Record
Deed Document Number2019166
Deed Book / Page11555 / 853
Last Transfer DateAug 2, 2024
Transfer Doc0000000140
Record UpdatedSep 20, 2026

August 2024: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHAMILTON TN
Recording DateAug 7, 2024
Property Address1124 CONSTITUTION DR, CHATTANOOGA, TN 37405-4244
Document Number0000000140
Book / Page13671 / 513
Map ReferenceMB 3190 PG 32
Instrument DateAug 2, 2024
Instrument2024080700140
Transaction TypeTransfer
Record UpdatedSep 25, 2025
Title CompanyCHATTANOOGA TITLE, CHATTANOOGA TITLE INC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1124 CONSTITUTION DR, CHATTANOOGA, TN 37405-4244

January 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateJan 31, 2019
Property Address1124 CONSTITUTION DR, CHATTANOOGA, TN 37405-4244
Document Number0131000166
Book / Page011555 / 000853
Instrument DateJan 31, 2019
Instrument190131000166
Transaction TypeTransfer
Record UpdatedFeb 18, 2019
Title CompanyCUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TITLE & GNTY CO LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,874.90
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address1124 CONSTITUTION DR CHATTANOOGA TN 374054244, CHATTANOOGA, TN 37405-4244

Mortgage

Document Number131000167
DateJan 31, 2019
Book Page011555/000860
Instrument190131000167
Lender
NameATLANTIC CAP BK
TypeBank
AddressCHATTANOOGA, TN 37402
Agreement
AmountAmount Recorded
Term240 Months
DueJan 30, 2039
Interest
Rate TypeAdjustable Rate
Rate4.5%

Mortgage

Document Number131000168,
DateJan 31, 2019
Book Page011555/000886
Instrument190131000168
Lender
NameATLANTIC CAP BK
TypeBank
AddressCHATTANOOGA, TN 37402
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueJan 30, 2029
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,314.00 (+1.29%)$284,675 (+49.51%)$1,138,700 (+49.51%) Land $610,000 Building $528,700
2024$4,259.00$190,400 (-)$761,600 (-) Land $325,000 Building $436,600
2023$4,259.00$190,400 (-)$761,600 (-) Land $325,000 Building $436,600
2022$4,259.00$190,400$761,600 Land $325,000 Building $436,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 34 policies
Nearby Flood Policies34 in force
Nearby Flood Claims2 (2003–2017)
Claims Outside the SFHA1 of 2
Most Recent ClaimJul 2017

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of Tennessee
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people · EPA ID TN0000107
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber
100,000 / 100,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
AT&T
DSL
100 / 20

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