1130 Algernon Dr, Westminster, MD 21157 Property Records

Carroll County property record for 1130 Algernon Dr, Westminster, MD 21157 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms2.5 Baths
Year BuiltBuilt 2017
Square Footage2,465 sqft Total Area
Lot Size139,915 sqft (3.21 acres)
GarageAttached, 510 sqft
OccupancyOwner Occupied
Tax Bill$7,526.00 (2025)

Property Details

APN / Parcel Number

Primary APN09-431963
Alternative APN
  • 431963

Interior

Full Baths2.5 Baths
Partial Baths1 Partial Baths
Building Area2,465 sqft Total Area
Basement Area1,680 sqft Basement
Finished Basement1,680 sqft Finished
Stories1 Stories

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Exterior MaterialSiding Exterior
Roof MaterialComposition Shingle Roof
Lot Area139,915 sqft (3.21 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area510 sqft Garage
Deck Area642 sqft Deck
Porch Area256 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Account Number431963
Street Address1130 ALGERNON DR
CityWESTMINSTER
StateMD
Zip21157-8035
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLT 3 - 3.212 ACS 1130 ALGERNON DR 54-206 ROSE ACRES
Legal SubdivisionROSE ACRES
Legal Lot Number3
JurisdictionCARROLL MD
Minor Civil Division9, FRANKLIN
Census Blockgroup2
Census Block2017
Census Tract509001

Owner

Source: Carroll County records · APN 09-431963

Assessment roll updated August 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1130 ALGERNON DR, WESTMINSTER, MD 21157-8035
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 05, 2018Deed of Trust, Mortgage · Conventional Mortgage
FIDELITY BANK
Oct 18, 2021Intrafamily Transfer, Transfer · Building or Construction Mortgage
SIERRA PACIFIC MORTGAGE CO INC
Sep 01, 2017Loan Modification, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI)
FIDELITY BK MTG

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateSep 09, 2021
Transfer Doc0105080087
Record RefreshedSep 20, 2026

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARROLL MD
Property Address1130 ALGERNON DR, WESTMINSTER, MD 21157-8035
Transaction TypeMortgage
Record UpdatedMay 02, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0089340067
DateFeb 05, 2018
Book Page8934/0067
Lender
NameFIDELITY BANK
TypeBank
AddressATLANTA, GA 30329
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2048

October 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCARROLL MD
Recording DateOct 18, 2021
Property Address1130 ALGERNON DR, WESTMINSTER, MD 21157-8035
Document Number0105080087
Book / Page10508 / 87
Map ReferenceMB 54 FO 206
Instrument DateSep 09, 2021
Transaction TypeTransfer
Record UpdatedMay 02, 2022
Title CompanyLAKESIDE TITLE COMPANY INC, LAKESIDE TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address1130 ALGERNON DR, WESTMINSTER, MD 21157-8035

Mortgage

Document Number0001050892
DateOct 18, 2021
Instrument10508/92
Lender
NameSIERRA PACIFIC MORTGAGE CO INC
TypeMortgage Company
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2051

September 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCARROLL MD
Property Address1130 ALGERNON DR, WESTMINSTER, MD 21157-8035
Document Number0088010202
Book / Page008801 / 000202
Instrument DateSep 01, 2017
Transaction TypeMortgage
Record UpdatedOct 30, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address1130 ALGERNON DR WESTMINSTER MD 211578035, WESTMINSTER, MD 21157-8035

Mortgage

Document Number0088010202
DateSep 12, 2017
Book Page008801/000202
Lender
NameFIDELITY BK MTG
TypeBank
AddressATLANTA, GA 30329
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueSep 11, 2047
Interest
Rate TypeFixed Rate
Rate4.25%

Tax Assessment & Valuation

Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCarroll County
Unified School DistrictCarroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$718,000 (+6.21%)$760,000 (-) Land $221,000 Building $539,000
2025$7,526.00 (+6.46%) Homeowner's exemption$676,000 (+8.06%)$760,000 (+19.87%) Land $221,000 Building $539,000
2023$7,069.00 Homeowner's exemption$625,600$634,000 Land $189,600 Building $444,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Carroll County (24013C), updated March 11, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
20th percentile nationally · 41st in Maryland
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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