1110 Algernon Dr, Westminster, MD 21157 Property Records

Carroll County property record for 1110 Algernon Dr, Westminster, MD 21157

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,419 sqft · built 2019
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on Record
Last Sale	$895,000 (Mar 2026)
Tax Bill	$8,625 (2026)
Deeds & Mortgages	Nov 2021 Mortgage Mar 2021 Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`09-431965`

Property Details

APN / Parcel Number

Primary APN	`09-431965`
Alternative APN	`431965`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,419 sqft Total Area
Basement Area	1,123 sqft
Finished Basement	1,123 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	130,680 sqft (3 acres)
Garage Type	Attached
Garage Area	1,032 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	218 sqft
Deck Area	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	431965
Street Address	1110 ALGERNON DR
City	WESTMINSTER
State	MD
Zip	21157-8035
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CONSE
Legal Description	LT 5 - 3.00 ACS 1110 ALGERNON DR 54-206 ROSE ACRES
Legal Subdivision	ROSE ACRES
Legal Lot Number	5
Jurisdiction	CARROLL MD
Township / Civil Division	9, FRANKLIN
Census Block Group	2
Census Block	2017
Census Tract	509001

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1110 ALGERNON DR, WESTMINSTER, MD 21157-8035
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Mar 1, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Feb 6, 2026	Deed, Transfer · Conventional Mortgage ALL WESTERN MORTGAGE INC
Mar 24, 2026	Correction Deed RE TITLE SERVICES LLC, RAVEN TITLE SERVICES LLC
Sep 20, 2019	Deed of Trust, Mortgage · VA Mortgage MORTGAGE LINK
Sep 24, 2018	Deed, Transfer · ARM FIRST NATIONAL BANK OF PENNSYLVANIA
Mar 1, 2018	Deed of Trust, Mortgage · Line of Credit NWSB BANK
Feb 12, 2018	Quit Claim Deed, Transfer NOT AVAILABLE
Jun 2, 2017	Deed, Transfer · Stand-Alone First Mortgage NEW WINDSOR STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 24, 2026 · Amount on Record
Deed Sale	Mar 24, 2026 · Amount on Record
Prior Sale	Feb 6, 2026 · Amount on Record
Deed Book / Page	11718 / 164
Prior Transfer Date	Feb 12, 2018
Prior Transfer Doc	0089390192
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	1110 ALGERNON DR, WESTMINSTER, MD 21157-8035
Transaction Type	Mortgage
Record Updated	Feb 17, 2026
Title Company	CLOSELINE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0105600224
Date	Nov 16, 2021
Book Page	10560/224

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Jul 1, 2051

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	1110 ALGERNON DR, WESTMINSTER, MD 21157-8035
Transaction Type	Mortgage
Record Updated	Feb 17, 2026
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0101310440
Date	Mar 1, 2021
Book Page	10131/440

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Nov 1, 2050

February 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Feb 6, 2026
Property Address	1110 ALGERNON DR, WESTMINSTER, MD 21157-8035
Document Number	0116790093
Book / Page	11679 / 93
Map Reference	MB 54 FO 206
Instrument Date	Jan 22, 2026
Transaction Type	Transfer
Record Updated	Feb 17, 2026
Title Company	RE TITLE SERVICES LLC, RAVEN TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,475.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1110 ALGERNON DR, WESTMINSTER, MD 21157-8035

Mortgage

Document Number	0011679101
Date	Feb 6, 2026
Instrument	11679/101

Lender

Name	ALL WESTERN MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2056

March 2026: Correction Deed

Document Type	Correction Deed
Jurisdiction	CARROLL MD
Recording Date	Mar 24, 2026
Property Address	1110 ALGERNON DR, WESTMINSTER, MD 21157-8035
Document Number	0117180164
Book / Page	11718 / 164
Map Reference	MB 54 FO 206
Instrument Date	Jan 22, 2026
Record Updated	Apr 2, 2026
Title Company	RE TITLE SERVICES LLC, RAVEN TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1110 ALGERNON DR, WESTMINSTER, MD 21157-8035

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	1110 ALGERNON DR, WESTMINSTER, MD 21157-8035
Document Number	0094620428
Instrument Date	Sep 20, 2019
Transaction Type	Mortgage
Record Updated	Nov 18, 2019
Title Company	CERTIFIED TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1710 ALGERNON DR WESTMINSTER MD 21157, WESTMINSTER, MD 21157

Mortgage

Document Number	0094620428
Date	Oct 30, 2019
Book Page	009462/000428

Lender

Name	MORTGAGE LINK
Type	Mortgage Company
Address	ROCKVILLE, MD 20850

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 29, 2049

September 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Sep 24, 2018
Property Address	1110 ALGERNON DR, WESTMINSTER, MD 21157-8035
Document Number	0091260176
Book / Page	9126 / 0176
Map Reference	MB54 FO206
Instrument Date	Sep 14, 2018
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	TITLE RESOURCES GUARANTY CO

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	749 SUSSEX CT, SYKESVILLE, MD 21784-6128

Mortgage

Document Number	0009126180
Date	Sep 24, 2018
Instrument	9126/180

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	373 Months
Due	Oct 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4%
Change Frequency	Annually
Index	1-Year LIBOR

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	1110 ALGERNON DR, WESTMINSTER, MD 21157-8035
Document Number	0089580479
Instrument Date	Mar 1, 2018
Transaction Type	Mortgage
Record Updated	Jan 12, 2019
Title Company	LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE CO INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5836 OAKLAND RD SYKESVILLE MD 217846831, SYKESVILLE, MD 21784-6831

Mortgage

Document Number	0089580479
Date	Mar 9, 2018
Book Page	008958/000479

Lender

Name	NWSB BANK
Address	16 LINCOLN SQ, GETTYSBURG, PA 17325-2205

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Mar 8, 2028

Interest

Rate Type	Adjustable Rate

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CARROLL MD
Recording Date	Feb 12, 2018
Property Address	1110 ALGERNON DR, WESTMINSTER, MD 21157-8035
Document Number	0089390192
Book / Page	008939 / 000192
Instrument Date	Feb 12, 2018
Transaction Type	Transfer
Record Updated	Mar 1, 2018
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	5836 OAKLAND RD SYKESVILLE MD 217846831, SYKESVILLE, MD 21784-6831

June 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Jun 2, 2017
Property Address	1110 ALGERNON DR, WESTMINSTER, MD 21157-8035
Document Number	0087050065
Book / Page	8705 / 0065
Map Reference	MB54 FO206
Instrument Date	May 26, 2017
Instrument	8705-0065
Transaction Type	Transfer
Record Updated	Mar 9, 2023
Title Company	LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2020 HERBERT AVE, WESTMINSTER, MD 21157-6908

Mortgage

Document Number	0087050072
Date	Jun 2, 2017
Instrument	8705-0072

Lender

Name	NEW WINDSOR STATE BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	35 Months
Due	May 26, 2020

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,625.00 (+6.53%)	$764,867 (+5.67%)	$805,900 (-) Land $220,000 Building $585,900
2025	$8,096.00 (+6.19%) Homeowner's exemption	$723,833 (+7.28%)	$805,900 (+18.03%) Land $220,000 Building $585,900
2023	$7,624.00 (+1.22%) Homeowner's exemption	$674,700 (+1.22%)	$682,800 (-) Land $200,000 Building $482,800
2022	$7,532.00 Homeowner's exemption	$666,600	$682,800 Land $200,000 Building $482,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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