1130 42nd Ter E, Bradenton, FL 34208 Property Records

Manatee County property record for 1130 42nd Ter E, Bradenton, FL 34208 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,274 sqft · built 2016
Lot Size	0.167 acres (7,257 sqft)
Owner	Individual Name on File
Last Sale	$270,000 (Jul 2021)
Tax Bill	$3,358 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Feb 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`48081-1235-9`

Property Details

APN / Parcel Number

Primary APN	`48081-1235-9`
Alternative APN	`3517014808112359`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,274 sqft Living Area
Gross Area	1,500 sqft
1st Floor Area	1,274 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2021
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,257 sqft (0.167 acres)
View / Lot	Standard
Garage Type	Attached
Garage Area	210 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	16 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1130 42ND TER E
City	BRADENTON
State	FL
Zip	34208-4620
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 37 CORTEZ LANDINGS PI#48081.1235/9
Legal Range	17E
Legal Township	35S
Legal Section	01
Legal Subdivision	CORTEZ LANDINGS
Legal Tract	04808100
Legal Lot Number	37
Jurisdiction	MANATEE FL
Township / Civil Division	BRADENTON
Census Block Group	1
Census Block	1006
Census Tract	106

Owner

Source: Manatee County records · APN 48081-1235-9

Assessment roll updated July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1130 42ND TER E, BRADENTON, FL 34208-4620
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 07, 2026	Deed of Trust, Mortgage · FHA Mortgage US BANK FULFILLMENT SERVICES
Feb 26, 2025	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Nov 20, 2023	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Jul 22, 2021	Warranty Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 22, 2021 · Amount on Record
Deed Sale	Jul 22, 2021 · Amount on Record
Prior Sale	Apr 11, 2016 · Amount on Record
Deed Document Number	202197108
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Recording Date	Apr 07, 2026
Property Address	1130 42ND TER E, BRADENTON, FL 34208-4620
Document Number	0000039002
Instrument Date	Mar 24, 2026
Instrument	202639002
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	US BANK FULFILLMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000039002,
Date	Apr 07, 2026
Instrument	202639002

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	304 Months
Due	Aug 01, 2051

Interest

Rate	5.98%
Max Rate	-1%

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	1130 42ND TER E, BRADENTON, FL 34208-4620
Transaction Type	Mortgage
Record Updated	Sep 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1130 42ND TER E, BRADENTON, FL 34208-4620

Mortgage

Document Number	0041024688
Date	Feb 26, 2025
Instrument	202541024688

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	318 Months
Due	Aug 01, 2051

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	1130 42ND TER E, BRADENTON, FL 34208-4620
Transaction Type	Mortgage
Record Updated	Sep 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1130 42ND TER E, BRADENTON, FL 34208-4620

Mortgage

Document Number	0041123581
Date	Nov 20, 2023
Instrument	202341123581

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	333 Months
Due	Aug 01, 2051

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Jul 22, 2021
Property Address	1130 42ND TER E, BRADENTON, FL 34208-4620
Document Number	202141097108
Map Reference	MB 49 PG 61
Instrument Date	Jul 16, 2021
Instrument	202141097108
Transaction Type	Transfer
Record Updated	Aug 09, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,890.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2018 LEON AVE, 2018, SARASOTA, FL 34234-8561

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1130 42ND TER E, BRADENTON, FL 34208-4620

Mortgage

Document Number	202141097109
Date	Jul 22, 2021
Instrument	202141097109

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2051

Mortgage

Document Number	0041097110
Date	Jul 22, 2021
Instrument	202141097110

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Manatee County records · Assessment roll updated July 23, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$262,151 (-9.14%)	$285,891 (-0.91%) Land $30,600 Building $255,291
2025	$3,358.00 (+3.13%)	$288,524 (+16.31%) Land $30,600 Building $257,924	$288,524 (-) Land $30,600 Building $257,924
2024	$3,256.00 (+1.65%) Homeowner's exemption	$248,065 (+3%)	$288,524 (+7.87%) Land $30,600 Building $257,924
2023	$3,203.00 (+2.96%) Homeowner's exemption	$240,840 (+3%)	$267,469 (+14.39%) Land $30,600 Building $236,869
2022	$3,111.00 Homeowner's exemption	$233,825 Land $30,000 Building $203,825	$233,825 Land $30,000 Building $203,825

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Manatee County (12081C), updated September 2, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120810001061, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (1998–2016)
Most Recent Claim	Sep 2016, rainfall accumulation, Hurricane Hermine

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 605 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	1,000 / 75
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Frontier, T-Mobile USA, Xfinity, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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