1122 42nd Ter E, Bradenton, FL 34208 Property Records

Manatee County property record for 1122 42nd Ter E, Bradenton, FL 34208

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,628 sqft · built 2018
Lot Size	0.102 acres (4,433 sqft)
Owner	2 Individual Names on Record
Last Sale	$260,000 (Nov 2025)
Tax Bill	$2,478 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Jul 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`48081-1245-9`

Property Details

APN / Parcel Number

Primary APN	`48081-1245-9`
Alternative APN	`3517014808112459`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	1,628 sqft Living Area
Gross Area	1,898 sqft
1st Floor Area	688 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	4,433 sqft (0.102 acres)
View / Lot	Standard
Garage Type	Attached
Garage Area	252 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	18 sqft
Patio Area	21 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1122 42ND TER E
City	BRADENTON
State	FL
Zip	34208-4620
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-R
Legal Description	LOT 39 CORTEZ LANDINGS PI#48081.1245/9
Legal Range	17E
Legal Township	35S
Legal Section	01
Legal Subdivision	CORTEZ LANDINGS
Legal Tract	04808100
Legal Lot Number	39
Jurisdiction	MANATEE FL
Township / Civil Division	BRADENTON
Census Block Group	1
Census Block	1006
Census Tract	106

Owner

Source: Manatee County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1122 42ND TER E, BRADENTON, FL 34208-4620
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2022	Deed of Trust, Mortgage · Line of Credit SUNCOAST CU
Jul 17, 2023	Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK
Sep 19, 2025	Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK
Nov 25, 2025	Warranty Deed, Transfer · Conventional Mortgage NFM LENDING
Nov 9, 2020	Loan Modification, Mortgage · Line of Credit MIDFIRST BK
Jun 20, 2018	Warranty Deed, Subdivision Related Transfer · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 25, 2025 · Amount on Record
Deed Sale	Nov 25, 2025 · Amount on Record
Prior Sale	Jun 20, 2018 · Amount on Record
Deed Document Number	2025142722
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	1122 42ND TER E, BRADENTON, FL 34208-4620
Transaction Type	Mortgage
Record Updated	Dec 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1122 E AVE 42ND, 42, PANAMA CITY BEACH, FL 32401-4425

Mortgage

Document Number	0041132814
Date	Nov 2, 2022
Instrument	202241132814

Lender

Name	SUNCOAST CU
Type	Credit Union
Address	TAMPA, FL 33680

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	216 Months
Due	Nov 1, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	1122 42ND TER E, BRADENTON, FL 34208-4620
Transaction Type	Mortgage
Record Updated	Dec 19, 2025
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1122 42ND TER E, BRADENTON, FL 34208-4620

Mortgage

Document Number	0041075988
Date	Jul 17, 2023
Instrument	202341075988

Lender

Name	MIDFIRST BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	329 Months
Due	Dec 1, 2050

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	1122 42ND TER E, BRADENTON, FL 34208-4620
Transaction Type	Mortgage
Record Updated	Dec 19, 2025
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0041116245
Date	Sep 19, 2025
Instrument	202541116245

Lender

Name	MIDFIRST BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	303 Months
Due	Dec 1, 2050

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Nov 25, 2025
Property Address	1122 42ND TER E, BRADENTON, FL 34208-4620
Document Number	0041142722
Map Reference	MB 49 PG 61-64
Instrument Date	Nov 25, 2025
Instrument	202541142722
Transaction Type	Transfer
Record Updated	Dec 19, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,820.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7873 PARAGON RD, NORTH PORT, FL 34291-5777

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1122 42ND TER E, BRADENTON, FL 34208-4620

Mortgage

Document Number	0041142723
Date	Nov 25, 2025
Instrument	202541142723

Lender

Name	NFM LENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

November 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MANATEE FL
Property Address	1122 42ND TER E, BRADENTON, FL 34208-4620
Document Number	0041134311
Instrument Date	Nov 9, 2020
Transaction Type	Mortgage
Record Updated	Dec 23, 2020
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1122 42ND TER E BRADENTON FL 342084620, BRADENTON, FL 34208-4620

Mortgage

Document Number	0041134311
Date	Dec 7, 2020
Instrument	41134311

Lender

Name	MIDFIRST BK
Type	Bank
Address	OKLAHOMA CITY, OK 73118-6116

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 6, 2050

Interest

Rate Type	Adjustable Rate

June 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Jun 20, 2018
Property Address	1122 42ND TER E, BRADENTON, FL 34208-4620
Document Number	0027340649
Book / Page	2734 / 0649
Map Reference	MB49 PG61-64
Instrument Date	Jun 18, 2018
Instrument	201841062781
Transaction Type	Subdivision Related Transfer
Record Updated	May 13, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,274.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1122 42ND TER E, BRADENTON, FL 34208-4620

Mortgage

Document Number	201841062782
Date	Jun 20, 2018
Instrument	201841062782

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$260,449 (+35.85%) Land $25,500 Building $234,949	$260,449 (-20.28%) Land $25,500 Building $234,949
2025	$2,478.00 (+3.47%) Homeowner's exemption	$191,719 (+5.99%)	$326,716 (+7.09%) Land $25,500 Building $301,216
2024	$2,395.00 (+2.09%)
2023	$2,346.00 (+3.35%) Homeowner's exemption	$180,889 (+3%)	$305,098 (+14.83%) Land $25,500 Building $279,598
2022	$2,270.00 Homeowner's exemption	$175,620	$265,686 Land $25,000 Building $240,686

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (1998–2016)
Most Recent Claim	Sep 2016 · Hurricane Hermine

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 605 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, T-Mobile, Xfinity.

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