Kenton County property record for 113 W 5th St, Covington, KY 41011
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,110 sqft |
| Lot Size | 0.057 acres (2,500 sqft) |
| Owner | Individual Name on File |
| Last Sale | $59,900 (Sep 1998) |
| Tax Bill | $2,517 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 054-21-18-006.00 |
| Primary APN | 054-21-18-006.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,110 sqft Finished Area |
| Gross Area | 2,302 sqft |
| Exterior Material | Brick |
|---|---|
| Foundation Type | Stone |
| Roof Material | Composition Shingle |
| Lot Area | 2,500 sqft (0.057 acres) |
| Lot Dimensions | 100 ft deep x 25 ft wide |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 113 W 5TH ST |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41011-1403 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GIBSON & EASTON LOT 16 25'X 100' SS 5TH 130' W MONTGOMERY |
| Legal Subdivision | GIBSON & EASTON |
| Legal Lot Number | 16 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 67000 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Mutter Gottes Historic District listed 1980 · 143 contributing resources · NRIS 80004499 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
113 W 5th St is owned by an individual who acquired it in July 2021.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2917 WERK RD, CINCINNATI, OH 45211-7018 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 17, 1998 · Amount on File |
| Deed Sale | Sep 17, 1998 · Amount on File |
| Last Transfer Date | Jul 30, 2021 |
| Transfer Doc | 0005900156 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Aug 12, 2021 |
| Property Address | 113 W 5TH ST, COVINGTON, KY 41011-1403 |
| Document Number | 0005900156 |
| Book / Page | 110 / 325 |
| Instrument Date | Jul 30, 2021 |
| Instrument | 21081205900156 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2021 |
| Title Company | OLD TOWN TITLE AGENCY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8534 E KEMPER RD, CINCINNATI, OH 45249-3701 |
| Document Number | 0005900157 |
|---|---|
| Date | Aug 12, 2021 |
| Instrument | 21081205900157 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2051 |
The 2025 property tax bill for 113 W 5th St was $2,517.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $263,400 (+38.63%) Land $15,000 Building $248,400 | $263,400 (+38.63%) Land $15,000 Building $248,400 | |
| 2025 | $2,517.00 | $190,000 Land $15,000 Building $175,000 | $190,000 Land $15,000 Building $175,000 |
| 2023 | $2,530.00 | $190,000 Land $15,000 Building $175,000 | $190,000 Land $15,000 Building $175,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 113 W 5th St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (1978–2025) |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 113 W 5th St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 656 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: T-Mobile, Verizon.
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