111 W 5th St, Covington, KY 41011 Property Records

Kenton County property record for 111 W 5th St, Covington, KY 41011

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,528 sqft
Lot Size	0.057 acres (2,500 sqft)
Owner	Company Name on File
Last Sale	$484,900 (Oct 2023)
Tax Bill	$6,424 (2025)
Deeds & Mortgages	Oct 2023 Sale Oct 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`054-21-18-007.00`

Property Details

APN / Parcel Number

Primary APN	`054-21-18-007.00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,528 sqft Finished Area
Gross Area	2,684 sqft

Exterior

Architectural Style	Duplex Single
Exterior Material	Brick
Foundation Type	Stone
Roof Material	Metal
Lot Area	2,500 sqft (0.057 acres)
Lot Dimensions	100 ft deep x 25 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	111 W 5TH ST
City	COVINGTON
State	KY
Zip	41011-1403
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	GIBSON & EASTON LOT 15
Legal Subdivision	GIBSON & EASTON
Legal Lot Number	15
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	2
Census Block	2020
Census Tract	67000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Mutter Gottes Historic District listed 1980 · 143 contributing resources · NRIS 80004499

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

111 W 5th St, a duplex, is owned by a company that bought it in October 2023.

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	4375 DORSET CT, CONCORD, CA 94521-4220
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2023	Warranty Deed, Transfer
Oct 30, 2023	Warranty Deed, Transfer
Sep 14, 2022	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 30, 2023 · Amount on File
Deed Sale	Oct 30, 2023 · Amount on File
Prior Sale	Sep 14, 2022 · Amount on File
Deed Document Number	2023160
Deed Book / Page	254 / 600
Prior Transfer Date	May 1, 2012
Prior Transfer Doc	0000000002
Record Updated	Oct 29, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Oct 30, 2023
Property Address	111 W 5TH ST, COVINGTON, KY 41011-1403
Document Number	0005900160
Book / Page	KC 254 / 600
Instrument Date	Sep 22, 2023
Instrument	23103005900160
Transaction Type	Transfer
Record Updated	Feb 7, 2024

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	108 GRANADA DR, APTOS, CA 95003-5314

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 GRANADA DR, APTOS, CA 95003-5314

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Oct 30, 2023
Property Address	111 W 5TH ST, COVINGTON, KY 41011-1403
Document Number	0005900160
Book / Page	KC 254 / 600
Instrument Date	Sep 22, 2023
Instrument	23103005900160
Transaction Type	Transfer
Record Updated	Feb 19, 2024

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	108 GRANADA DR, APTOS, CA 95003-5314

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 GRANADA DR, APTOS, CA 95003-5314

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Sep 14, 2022
Property Address	111 W 5TH ST, COVINGTON, KY 41011-1403
Document Number	0005900119
Book / Page	189 / 978
Instrument Date	Sep 7, 2022
Instrument	22091405900119
Transaction Type	Transfer
Record Updated	Jan 5, 2024
Title Company	360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	111 W 5TH ST # ST1, ST1, COVINGTON, KY 41011-1403

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1380 49TH AVE, CAPITOLA, CA 95010-3804

Mortgage

Document Number	0005900120
Date	Sep 14, 2022
Instrument	22091405900120

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 111 W 5th St was $6,424.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$484,900 (-) Land $15,000 Building $469,900	$484,900 (-) Land $15,000 Building $469,900
2025	$6,424.00	$484,900 Land $15,000 Building $469,900	$484,900 Land $15,000 Building $469,900
2023	$6,458.00	$484,900 Land $15,000 Building $469,900	$484,900 Land $15,000 Building $469,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 111 W 5th St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1978–2025)
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 111 W 5th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 656 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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