Craven County property record for 113 Sumter Dr, Havelock, NC 28532
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 1,037 sqft · built 2019 |
| Lot Size | 1.35 acres (59,111 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $8,500 (Jun 2018) |
| Tax Bill | $1,560 (2026) |
| Deeds & Mortgages | May 2020 Mortgage Nov 2018 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 5-013-2-099 |
| Primary APN | 5-013-2-099 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,037 sqft Living Area |
| Interior Walls | Finished/Painted |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Masonry |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 59,111 sqft (1.35 acres) |
| Garage Type | Attached |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 121287 |
|---|---|
| Street Address | 113 SUMTER DR |
| City | HAVELOCK |
| State | NC |
| Zip | 28532-9783 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 99 PLANTATION HARBOR PH 1 SCT 3 |
| Legal Subdivision | PLANTATION HARBOR |
| Legal Phase | 1 |
| Jurisdiction | CRAVEN NC |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 961303 |
113 Sumter Dr is owned by two individuals who bought it in June 2018.
Source: Craven County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 158 OCEAN DR, NEWPORT, NC 28570-9716 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 12, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WEST TOWN BANK & TRUST |
| Nov 9, 2018 | Deed of Trust, Mortgage SOUND BANK |
| Jun 27, 2018 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 27, 2018 · Amount on File |
| Deed Sale | Jun 27, 2018 · Amount on File |
| Prior Sale | Sep 12, 2005 · Amount on File |
| Deed Document Number | 201810024219 |
| Deed Book / Page | 3540 / 197 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRAVEN NC |
| Property Address | 113 SUMTER DR, HAVELOCK, NC 28532-9783 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 3612/1005 |
|---|---|
| Date | May 12, 2020 |
| Book Page | 3612/1005 |
| Instrument | 10054378 |
| Name | WEST TOWN BANK & TRUST |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27615 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRAVEN NC |
| Property Address | 113 SUMTER DR, HAVELOCK, NC 28532-9783 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000003552/0000001278 |
|---|---|
| Date | Nov 9, 2018 |
| Book Page | 0000003552/0000001278 |
| Instrument | 000010029749 |
| Name | SOUND BANK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CRAVEN NC |
| Recording Date | Jun 27, 2018 |
| Property Address | 113 SUMTER DR, HAVELOCK, NC 28532-9783 |
| Document Number | 3540/197 |
| Book / Page | 3540 / 197 |
| Instrument Date | Jun 23, 2018 |
| Instrument | 000010024219 |
| Transaction Type | Transfer |
| Record Updated | Sep 16, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 158 OCEAN DR, NEWPORT, NC 28570-9716 |
The 2026 property tax bill for 113 Sumter Dr was $1,560.
Source: Craven County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Craven County |
| Unified School District | Craven County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,560.00 | $298,310 (-) Land $15,000 Building $283,310 | $298,310 (-) Land $15,000 Building $283,310 |
| 2025 | $1,560.00 | $298,310 Land $15,000 Building $283,310 | $298,310 Land $15,000 Building $283,310 |
| 2023 | $1,548.00 (+10.26%) | $298,310 (+38.72%) Land $15,000 Building $283,310 | $298,310 Land $15,000 Building $283,310 |
| 2022 | $1,404.00 | $215,050 Land $15,000 Building $200,050 | |
| 2018 | $215,050 Land $15,000 Building $200,050 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 113 Sumter Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 183 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 183 in force |
| Nearby Flood Claims | 421 (1996–2019) |
| Claims Outside the SFHA | 24 of 421 |
| Most Recent Claim | Sep 2019 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 113 Sumter Dr is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 88% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CRAVEN COUNTY WATER SYSTEM serves 37,848 people · EPA ID NC0425055 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
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