101 Sumter Dr, Havelock, NC 28532 Property Records

Craven County property record for 101 Sumter Dr, Havelock, NC 28532

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,252 sqft · built 1989
Lot Size	0.882 acres (38,446 sqft)
Owner	Individual Name on Record
Last Sale	$240,000 (Sep 2021)
Tax Bill	$1,330 (2025)
Deeds & Mortgages	Sep 2021 Sale Mar 2020 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`5-013-2-105`

Property Details

APN / Parcel Number

Primary APN	`5-013-2-105`
Alternative APN	`80082`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,252 sqft Living Area
1st Floor Area	1,252 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1989
Exterior Material	Aluminum/Vinyl
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	38,446 sqft (0.882 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	80082
Old Parcel Number	5-013-2-105
Street Address	101 SUMTER DR
City	HAVELOCK
State	NC
Zip	28532-9783
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	105 PLANTATION HARBOR PH 1 SCT 3
Legal Subdivision	PLANTATION HARBOR
Legal Phase	1
Jurisdiction	CRAVEN NC
Township / Civil Division	5
Census Block Group	1
Census Block	1035
Census Tract	961303

Owner

Source: Craven County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	101 SUMTER DR, HAVELOCK, NC 28532-9783
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2021	Warranty Deed, Transfer
Mar 31, 2020	Warranty Deed, Transfer · VA Mortgage CRESCENT MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 17, 2021 · Amount on Record
Deed Sale	Sep 17, 2021 · Amount on Record
Prior Sale	Mar 31, 2020 · Amount on Record
Deed Document Number	0036901474
Deed Book / Page	3690 / 1474
Record Updated	Jun 8, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Sep 17, 2021
Property Address	101 SUMTER DR, HAVELOCK, NC 28532-9783
Document Number	3690/1474
Book / Page	3690 / 1474
Map Reference	CAB E SL 209-216
Instrument Date	Sep 15, 2021
Instrument	10083433
Transaction Type	Transfer
Record Updated	Sep 27, 2021

Transaction

Amount	Amount Recorded
Tax	$480.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	258 FRANK STONER RD, 258, LEXINGTON, NC 27292-6359

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	I 1 SUMTER DRIVE, I 1, HAVELOCK, NC 28532

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Mar 31, 2020
Property Address	101 SUMTER DR, HAVELOCK, NC 28532-9783
Document Number	3607/623
Book / Page	3607 / 623
Map Reference	CAB E SL 209-216
Instrument Date	Mar 17, 2020
Instrument	10052541
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$400.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	116 DANIELS CT, 116, HAVELOCK, NC 28532-2013

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 SUMTER DR, HAVELOCK, NC 28532-9783

Mortgage

Document Number	3607626
Date	Mar 31, 2020
Instrument	3607/626

Lender

Name	CRESCENT MORTGAGE CO
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

Source: Craven County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,330.00 (+0.91%)	$252,190 (-) Land $15,000 Building $237,190	$252,190 (-) Land $15,000 Building $237,190
2023	$1,318.00 (+0.46%)	$252,190 (+25.87%) Land $15,000 Building $237,190	$252,190 (+25.87%) Land $15,000 Building $237,190
2022	$1,312.00	$200,360 Land $15,000 Building $185,360
2018			$200,360 Land $15,000 Building $185,360

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 183 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	183 in force
Nearby Flood Claims	421 (1996–2019)
Claims Outside the SFHA	24 of 421
Most Recent Claim	Sep 2019 · other causes
Claims by Event	Hurricane Florence, Sep 2018 · 132 claims Hurricane Irene, Sep 2011 · 120 claims Hurricane Isabel, Sep 2003 · 82 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 92% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRAVEN COUNTY WATER SYSTEM serves 37,848 people · EPA ID NC0425055
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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