McLennan County property record for 113 S Oak St, Waco, TX 76705 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,406 sqft · built 1978 |
| Lot Size | 0.204 acres (8,897 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,544 (2024) |
| Deeds & Mortgages | Jan 2024 Mortgage Dec 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-032600-000900-6 |
| Primary APN | 20-032600-000900-6 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,406 sqft Living Area |
| 1st Floor Area | 1,406 sqft |
| Flooring | Carpet |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Roof Type | Reinforced Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 8,897 sqft (0.204 acres) |
| Lot Dimensions | 135 ft deep x 66 ft wide |
| Garage Type | Carport |
| Garage Area | 216 sqft |
| Carport | Carport |
| Carport Area | 216 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 150 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 48 sqft |
| Storage Building | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 113 S OAK ST |
|---|---|
| City | WACO |
| State | TX |
| Zip | 76705-1856 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MASSIER LOT 16 BLOCK 1 ACRES .2042 |
| Legal Subdivision | MASSIER |
| Legal Block | 1 |
| Legal Lot Number | 16 |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | WACO |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 1600 |
Source: McLennan County records · APN 20-032600-000900-6
Assessment roll updated September 9, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 113 S OAK ST, WACO, TX 76705-1856 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 02, 2024 | Deed of Trust, Mortgage · Conventional Mortgage INDEPENDENT BANK |
| Dec 18, 2023 | Intrafamily Transfer, Transfer INDEPENDENCE TITLE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 18, 2023 |
| Deed Sale | Dec 18, 2023 |
| Prior Sale | Aug 02, 2016 · Amount on Record |
| Deed Document Number | 202338356 |
| Prior Transfer Date | Dec 15, 2023 |
| Prior Transfer Doc | 0000038356 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 113 S OAK ST, WACO, TX 76705-1856 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2024 |
| Name | Verified Name |
|---|---|
| Address | 113 S OAK ST, WACO, TX 76705-1856 |
| Document Number | 0000000094 |
|---|---|
| Date | Jan 02, 2024 |
| Instrument | 2024000094 |
| Name | INDEPENDENT BANK |
|---|---|
| Type | Bank |
| Address | MCKINNEY, TX 75070 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2054 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Dec 18, 2023 |
| Property Address | 113 S OAK ST, WACO, TX 76705-1856 |
| Document Number | 0000038356 |
| Map Reference | VOL 1297 PG 425 |
| Instrument Date | Dec 18, 2023 |
| Instrument | 2023038356 |
| Transaction Type | Transfer |
| Record Updated | Feb 13, 2024 |
| Title Company | INDEPENDENCE TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 113 S OAK ST, WACO, TX 76705-1856 |
Source: McLennan County records · Assessment roll updated September 9, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Municipality | Lacy-Lakeview City |
| Unified School District | Connally Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $153,402 (-27.19%) | $226,580 (+7.55%) Land $17,440 Building $209,140 | |
| 2024 | $1,544.00 (+44.3%) | ||
| 2023 | $210,680 Land $17,440 Building $193,240 | $210,680 Land $17,440 Building $193,240 | |
| 2022 | $1,070.00 |
Source: FEMA National Flood Hazard Layer, McLennan County (48309C), updated June 9, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 483090016001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 17 individual NFIP policies nearby |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 2 (1979–1989) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | May 1989, rainfall accumulation, Severe Storms, Tornadoes & Flooding |
| Wildfire Risk | Low above 35% of the US · above 11% of Texas |
|---|---|
| Wildfire Likelihood | About 1 in 3,448 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 351 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Radiate Holdings | Cable | 1,500 / 50 |
| Spectrum | Cable | 1,000 / 1,000 |
| AMG Technology Investment Group | Fixed Wireless | 500 / 100 |
| Helmsco | Fixed Wireless (unlicensed) | 100 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: AT&T, Verizon, AMG Technology Investment Group. Availability varies by address; speeds are provider-advertised maximums, not measured.
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