110 S Oak St, Waco, TX 76705 Property Records

McLennan County property record for 110 S Oak St, Waco, TX 76705

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 984 sqft · built 1978
Lot Size	0.186 acres (8,088 sqft)
Owner	Company Name on Record
Last Sale	$103,020 (Sep 2026)
Tax Bill	$2,099 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-032600-003400-8`

Property Details

APN / Parcel Number

Primary APN	`20-032600-003400-8`
Alternative APNs	`2003260000340080111` `114560`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	984 sqft Living Area
Gross Area	1,320 sqft
1st Floor Area	984 sqft
Flooring	Carpet

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1990
Exterior Material	Brick Veneer
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Reinforced Concrete
Roof Material	Composition Shingle
Lot Area	8,088 sqft (0.186 acres)
Lot Dimensions	135 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	336 sqft
Driveway	Concrete Driveway
Driveway Area	140 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	264 sqft
Storage Building	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	110 S OAK ST
City	WACO
State	TX
Zip	76705-1857
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	MASSIER LOT 26 BLOCK 2 ACRES .1857
Legal Subdivision	MASSIER
Legal Block	2
Legal Lot Number	26
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	1
Census Block	1009
Census Tract	1600

Owner

Source: McLennan County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	5900 BALCONES DR, 100, AUSTIN, TX 78731-4298
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2026	Deed, Transfer · Conventional Mortgage CENTRAL NATIONAL BANK
Jul 7, 2021	Vendor's Lien, Transfer · Stand-Alone First Mortgage R BANK
Dec 13, 2018	Quit Claim Deed, Transfer ALTERRA HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 23, 2026 · Amount on Record
Deed Sale	Sep 23, 2026 · Amount on Record
Prior Sale	Jul 7, 2021 · Amount on Record
Deed Document Number	202630854
Prior Transfer Date	Dec 12, 2018
Prior Transfer Doc	0000043008
Record Updated	Oct 29, 2026

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MCLENNAN TX
Recording Date	Sep 23, 2026
Property Address	110 S OAK ST, WACO, TX 76705-1857
Document Number	0000030854
Instrument Date	Sep 22, 2026
Instrument	202630854
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	ALAMO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership

Mortgage

Document Number	0000030855,
Date	Sep 23, 2026
Instrument	202630855

Lender

Name	CENTRAL NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Max Rate	-1%

July 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Jul 7, 2021
Property Address	110 S OAK ST, WACO, TX 76705-1857
Document Number	0000026668
Map Reference	VOL 899 PG 431
Instrument Date	Jun 17, 2021
Instrument	2021026668
Transaction Type	Transfer
Record Updated	Jul 22, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 789, ELM MOTT, TX 76640-0789

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9900 SPECTRUM DR, AUSTIN, TX 78717-4555

Mortgage

Document Number	0000026669
Date	Jul 7, 2021
Instrument	2021026669

Lender

Name	R BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCLENNAN TX
Recording Date	Dec 13, 2018
Property Address	110 S OAK ST, WACO, TX 76705-1857
Document Number	0000043008
Instrument Date	Dec 12, 2018
Instrument	43008
Transaction Type	Transfer
Record Updated	Apr 9, 2019
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	110 S OAK ST WACO TX 767051857, WACO, TX 76705-1857

Mortgage

Document Number	43010
Date	Dec 13, 2018
Instrument	43010

Lender

Name	ALTERRA HM LNS
Address	LAS VEGAS, NV 89145

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 12, 2048

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Lacy-Lakeview City
Unified School District	Connally Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$109,400 (-) Land $16,180 Building $93,220	$109,400 (-) Land $16,180 Building $93,220
2025	$2,099.00 (-21.27%)	$109,400 (-21.86%) Land $16,180 Building $93,220	$109,400 (-21.86%) Land $16,180 Building $93,220
2024	$2,666.00 (+7.59%)
2023		$140,000 Land $16,180 Building $123,820	$140,000 Land $16,180 Building $123,820
2022	$2,478.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	2 (1979–1989)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 1989 · Severe Storms, Tornadoes & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 89% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LACY LAKEVIEW serves 7,275 people · EPA ID TX1550033
Water Source	Purchased surface water from CITY OF WACO
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Central Link Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on S Oak St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures