113 S Larand Dr, Holts Summit, MO 65043 Property Records

Callaway County property record for 113 S Larand Dr, Holts Summit, MO 65043

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,757 sqft · built 1987
Lot Size	0.478 acres (20,844 sqft)
Owner	Individual Name on File
Last Sale	$219,700 (Jun 2008)
Tax Bill	$1,670 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Nov 2023 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`24-04.0-18.2-00-000-113.000`

Property Details

APN / Parcel Number

Primary APN	`24-04.0-18.2-00-000-113.000`
Alternative APN	`2404018200000110000`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,757 sqft Living Area
1st Floor Area	789 sqft
Attic	Attic
Attic Area	355 sqft
Basement Area	1,273 sqft
Unfinished Basement	1,273 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Conventional
Construction Type	Frame
Roof Type	Geodesic/Dome
Roof Material	Fiberglass
Lot Area	20,844 sqft (0.478 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Patio Area	324 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Oil

Location & Zoning

Account Number	2404018200000113000
Street Address	113 S LARAND DR
City	HOLTS SUMMIT
State	MO
Zip	65043-1130
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 113 LAKE MY-KEE NO 4
Legal Range	10W
Legal Township	45N
Legal Section	18
Legal Subdivision	LAKE MYKEE NO 4
Legal Lot Number	113
Jurisdiction	CALLAWAY MO
Township / Civil Division	CEDAR
Census Block Group	1
Census Block	1053
Census Tract	70701

Owner

113 S Larand Dr is owned and occupied by an individual who bought it in June 2008.

Source: Callaway County records, as of June 2, 2026

Owner of Record	Individual Name on File
Mailing Address	113 S LARAND DR, HOLTS SUMMIT, MO 65043-1130
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2025	Deed of Trust, Mortgage · Conventional Mortgage 3RD FEDERAL SLA OF CLEVELAND
Nov 8, 2023	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA
Jun 6, 2023	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Aug 26, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST STATE BANK
Sep 19, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance CENTRAL BANK
Apr 8, 2019	Deed of Trust, Mortgage · Balloon Mortgage CENTRAL BANK OF LAKE
Dec 14, 2018	Deed of Trust, Mortgage · Stand-Alone Refinance CENTRAL BANK
Oct 5, 2018	Deed of Trust, Mortgage CENTRAL BANK LAKE OZARK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 16, 2008 · Amount on File
Deed Sale	Jun 16, 2008 · Amount on File
Deed Document Number	2008803917
Deed Book / Page	0415 / 824
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	113 S LARAND DR, HOLTS SUMMIT, MO 65043-1130
Transaction Type	Mortgage
Record Updated	Feb 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000524/10
Date	Dec 1, 2025
Book Page	524/10
Instrument	202506702

Lender

Name	3RD FEDERAL SLA OF CLEVELAND
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	239 Months
Due	Nov 26, 2045

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	113 S LARAND DR, HOLTS SUMMIT, MO 65043-1130
Transaction Type	Mortgage
Record Updated	Nov 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000510/60
Date	Nov 8, 2023
Book Page	510/60
Instrument	202305716

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Oct 27, 2053

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	113 S LARAND DR, HOLTS SUMMIT, MO 65043-1130
Transaction Type	Mortgage
Record Updated	Jun 27, 2023
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES I

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000507/226
Date	Jun 6, 2023
Book Page	507/226
Instrument	202302724

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	119 Months
Due	May 28, 2033

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	113 S LARAND DR, HOLTS SUMMIT, MO 65043-1130
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	244/873
Date	Aug 26, 2020
Book Page	244/873
Instrument	202005780

Lender

Name	FIRST STATE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	113 S LARAND DR, HOLTS SUMMIT, MO 65043-1130
Transaction Type	Mortgage
Record Updated	Oct 2, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201905762
Date	Sep 19, 2019
Instrument	201905762

Lender

Name	CENTRAL BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	113 S LARAND DR, HOLTS SUMMIT, MO 65043-1130
Transaction Type	Mortgage
Record Updated	Apr 24, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201901774
Date	Apr 8, 2019
Instrument	201901774

Lender

Name	CENTRAL BANK OF LAKE

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	241 Months
Due	May 1, 2039

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	113 S LARAND DR, HOLTS SUMMIT, MO 65043-1130
Transaction Type	Mortgage
Record Updated	Jan 2, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	241/599
Date	Dec 14, 2018
Book Page	241/599
Instrument	201808207

Lender

Name	CENTRAL BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	373 Months
Due	Jan 1, 2050

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	113 S LARAND DR, HOLTS SUMMIT, MO 65043-1130
Transaction Type	Mortgage
Record Updated	Oct 24, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000241/0000000329
Date	Oct 5, 2018
Book Page	0000000241/0000000329
Instrument	201806637

Lender

Name	CENTRAL BANK LAKE OZARK

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 113 S Larand Dr was $1,670, up 7.8% from the year before.

Source: Callaway County assessment roll, as of January 15, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Callaway County
Municipality	Holts Summit City
Unified School District	New Bloomfield R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,670.00 (+7.81%)	$29,414 (+12.16%)	$154,810 (+12.16%)
2024	$1,549.00 (+0.06%)	$26,226 (-)	$138,030 (-)
2023	$1,548.00 (+1.98%)	$26,226 (+1.84%)	$138,030
2022	$1,518.00	$25,751 Land $3,420 Building $22,331
2021			$135,530 Land $18,000 Building $117,530

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 113 S Larand Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective September 5, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1993)
Most Recent Claim	Jul 1993 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Jul 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 113 S Larand Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 92% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALLAWAY COUNTY PWSD 1 serves 9,840 people · EPA ID MO3024084
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Callabyte Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
FireServe Fixed Wireless · not low latency	100 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Mediacom Xtream.

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