109 S Larand Dr, Holts Summit, MO 65043 Property Records

Callaway County property record for 109 S Larand Dr, Holts Summit, MO 65043

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,104 sqft · built 1978
Owner	Individual Name on File
Tax Bill	$2,059 (2025)
Deeds & Mortgages	Jun 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-04.0-18.2-00-000-111.000`

Property Details

APN / Parcel Number

Primary APN	`24-04.0-18.2-00-000-111.000`
Alternative APN	`2404018200000110000`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,104 sqft Living Area
1st Floor Area	980 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Architectural Style	Conventional
Construction Type	Brick
Roof Type	Geodesic/Dome
Roof Material	Fiberglass
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	481 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Oil

Location & Zoning

Account Number	2404018200000111000
Street Address	109 S LARAND DR
City	HOLTS SUMMIT
State	MO
Zip	65043-1130
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 109 LAKE MY-KEE SUB. SEC. # 4
Legal Subdivision	LAKE MYKEE NO 4
Legal Lot Number	109
Jurisdiction	CALLAWAY MO
Township / Civil Division	CEDAR
Census Block Group	1
Census Block	1053
Census Tract	70701

Owner

109 S Larand Dr is owned and occupied by an individual who acquired it in June 2023.

Source: Callaway County records, as of January 14, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	109 S LARAND DR, HOLTS SUMMIT, MO 65043-1130
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 27, 2023
Deed Sale	Jun 27, 2023
Deed Document Number	202303129
Deed Book / Page	507 / 614
Record Updated	Jun 8, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLAWAY MO
Recording Date	Jun 27, 2023
Property Address	109 S LARAND DR, HOLTS SUMMIT, MO 65043-1130
Document Number	000507/614
Book / Page	507 / 614
Instrument Date	Jun 26, 2023
Instrument	202303129
Transaction Type	Transfer
Record Updated	Jul 18, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 S LARAND DR, HOLTS SUMMIT, MO 65043-1130

Mortgage

Document Number	000507/615
Date	Jun 27, 2023
Book Page	507/615
Instrument	202303130

Lender

Name	TOWNE MORTGAGE COMPANY
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 109 S Larand Dr was $2,059, down 2.6% from the year before.

Source: Callaway County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Callaway County
Municipality	Holts Summit City
Unified School District	New Bloomfield R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,059.00 (-2.6%)	$35,781 (-)	$188,320 (-)
2024	$2,114.00 (+21.98%)	$35,781 (+21.87%)	$188,320 (+21.87%)
2023	$1,733.00 (+1.82%)	$29,361 (+1.64%)	$154,530
2022	$1,702.00	$28,886 Land $3,420 Building $25,466
2021			$152,030 Land $18,000 Building $134,030

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 109 S Larand Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective September 5, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1993)
Most Recent Claim	Jul 1993 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Jul 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 S Larand Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALLAWAY COUNTY PWSD 1 serves 9,840 people · EPA ID MO3024084
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Callabyte Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
FireServe Fixed Wireless · not low latency	100 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Mediacom Xtream.

Nearby Properties on S Larand Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures