113 Royal Ln, Commerce, TX 75428 Property Records

Hunt County property record for 113 Royal Ln, Commerce, TX 75428

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,980 sqft · built 1967
Lot Size	0.397 acres (17,270 sqft)
Owner	Individual Name on File
Last Sale	$193,900 (Oct 2021)
Tax Bill	$5,648 (2024)
Deeds & Mortgages	Oct 2021 Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5036-0000-0290-31`

Property Details

APN / Parcel Number

Primary APN	`5036-0000-0290-31`
Alternative APNs	`R79143` `79143`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,980 sqft Living Area
Gross Area	2,160 sqft
1st Floor Area	1,980 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	17,270 sqft (0.397 acres)
Lot Dimensions	157 ft deep x 110 ft wide
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Screened Porch
Porch Area	81 sqft
Shed	1 Shed
Shed Area	252 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	113 ROYAL LN
City	COMMERCE
State	TX
Zip	75428-3833
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S5036 SOUTHGATE ADDITION # 2 LOT 29 ACRES .3965
Legal Subdivision	SOUTHGATE ADDITION # 2
Legal Block	1
Legal Lot Number	29
Jurisdiction	HUNT TX
Township / Civil Division	COMMERCE
Census Block Group	1
Census Block	1005
Census Tract	960500

Owner

113 Royal Ln is owned and occupied by an individual who bought it in October 2021.

Source: Hunt County records, as of September 10, 2025

Owner of Record	Individual Name on File
Mailing Address	113 ROYAL LN, COMMERCE, TX 75428-3833
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2021	Vendor's Lien, Transfer · FHA Mortgage EVERETT FINANCIAL INC
Aug 14, 2020	Deed of Trust, Mortgage · FHA Mortgage SERVICE FIRST MTG
Feb 15, 2019	Vendor's Lien, Transfer GOLDWATER BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 5, 2021 · Amount on File
Deed Sale	Oct 5, 2021 · Amount on File
Prior Sale	Feb 15, 2019 · Amount on File
Deed Document Number	202121861
Prior Transfer Date	Sep 30, 2021
Prior Transfer Doc	0000021861
Record Updated	Sep 20, 2026

October 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HUNT TX
Recording Date	Oct 5, 2021
Property Address	113 ROYAL LN, COMMERCE, TX 75428-3833
Document Number	0000021861
Map Reference	VOL 400 PG 9-A
Instrument Date	Sep 30, 2021
Instrument	2021-21861
Transaction Type	Transfer
Record Updated	Oct 15, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6322 STONEWALL ST APT 204B, 204B, GREENVILLE, TX 75402-6771

Mortgage

Document Number	0000021862
Date	Oct 5, 2021
Instrument	2021-21862

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUNT TX
Property Address	113 ROYAL LN, COMMERCE, TX 75428-3833
Document Number	0000013774
Instrument Date	Aug 14, 2020
Transaction Type	Mortgage
Record Updated	Sep 9, 2020
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	113 ROYAL LN COMMERCE TX 754283833, COMMERCE, TX 75428-3833

Mortgage

Document Number	0000013774
Date	Aug 20, 2020
Instrument	13774

Lender

Name	SERVICE FIRST MTG
Type	Mortgage Company
Address	MCKINNEY, TX 75070

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 19, 2050

February 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HUNT TX
Recording Date	Feb 15, 2019
Property Address	113 ROYAL LN, COMMERCE, TX 75428-3833
Document Number	0000002142
Map Reference	VOL 400 PG 9-A
Instrument Date	Feb 14, 2019
Instrument	2019-02142
Transaction Type	Transfer
Record Updated	Aug 27, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	113 ROYAL LN, COMMERCE, TX 75428-3833

Mortgage

Document Number	0000002143
Date	Feb 15, 2019
Instrument	2019-02143

Lender

Name	GOLDWATER BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

Source: Hunt County assessment roll, as of September 10, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Commerce City
County	Hunt County
Unified School District	Commerce Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$265,500 Land $53,020 Building $212,480	$265,500 Land $53,020 Building $212,480
2024	$5,648.00
2023		$218,920 Land $47,150 Building $171,770	$218,920 Land $47,150 Building $171,770
2022	$5,564.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 113 Royal Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 113 Royal Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 90% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COMMERCE serves 9,266 people · EPA ID TX1160003
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jul 2022 Total trihalomethanes resolved · Oct 2017 Haloacetic acids resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Peoples Communications Fixed Wireless	500 / 60
360 Broadband Fixed Wireless	400 / 50

May also be available: Nextlink, Verizon.

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