Hunt County property record for 109 Royal Ln, Commerce, TX 75428
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,428 sqft · built 1967 |
| Lot Size | 0.366 acres (15,950 sqft) |
| Owner | Company on Record |
| Tax Bill | $4,423 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 5036-0000-0280-31 |
| Primary APN | 5036-0000-0280-31 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,428 sqft Living Area |
| 1st Floor Area | 1,428 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 15,950 sqft (0.366 acres) |
| Lot Dimensions | 145 ft deep x 110 ft wide |
| Garage Area | 638 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 210 sqft |
| Patio Area | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 109 ROYAL LN |
|---|---|
| City | COMMERCE |
| State | TX |
| Zip | 75428-3833 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S5036 SOUTHGATE ADDITION # 2 LOT 28 ACRES .3662 |
| Legal Subdivision | SOUTHGATE ADDITION # 2 |
| Legal Block | 1 |
| Legal Lot Number | 28 |
| Jurisdiction | HUNT TX |
| Township / Civil Division | COMMERCE |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 960500 |
Source: Hunt County assessment roll, as of September 10, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company on Record |
|---|---|
| Mailing Address | 7902 TRADERS CIR, A, GREENVILLE, TX 75402-3931 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 3, 2014 |
| Deed Sale | Dec 3, 2014 |
| Prior Sale | Mar 25, 2013 |
| Deed Document Number | 201414727 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HUNT TX |
| Recording Date | Apr 16, 2026 |
| Property Address | 109 ROYAL LN, COMMERCE, TX 75428-3833 |
| Document Number | 0000006840 |
| Instrument Date | Apr 15, 2026 |
| Instrument | 20266840 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Document Number | 0000006840, |
|---|---|
| Date | Apr 16, 2026 |
| Instrument | 20266840 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.22% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Hunt County assessment roll, as of September 10, 2025
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Commerce City |
| County | Hunt County |
| Unified School District | Commerce Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,423.00 (+1.58%) | $169,580 (+6.33%) Land $48,330 Building $121,250 | $169,580 (+6.33%) Land $48,330 Building $121,250 |
| 2024 | $4,354.00 (+10.76%) | ||
| 2023 | $159,480 Land $44,980 Building $114,500 | $159,480 Land $44,980 Building $114,500 | |
| 2022 | $3,931.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 90% of Texas |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COMMERCE serves 9,266 people · EPA ID TX1160003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Jul 2022 Total trihalomethanes resolved · Oct 2017 Haloacetic acids resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Peoples Communications Fixed Wireless | 500 / 60 |
| 360 Broadband Fixed Wireless | 400 / 50 |
May also be available: Nextlink, Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures