113 Rivers Edge Dr, Cherry Valley, IL 61016 Property Records

Boone County property record for 113 Rivers Edge Dr, Cherry Valley, IL 61016

Property Summary

Property TypeCondominium
Details3 bd · 2 ba · 3,325 sqft · built 2004
OwnerTrust Name on File
Last Sale$270,000 (Aug 2018)
Tax Bill$9,295 (2025)
Deeds & MortgagesSep 2019 Mortgage
Sep 2010 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN05-31-104-053

Property Details

APN / Parcel Number

Primary APN05-31-104-053
Alternative APN
  • 05-05-31-104-053

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures13 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area3,325 sqft Living Area
Gross Area4,050 sqft
1st Floor Area4,050 sqft
Basement Area2,025 sqft
Finished Basement1,300 sqft
Unfinished Basement725 sqft
Family RoomFamily Room
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleCondo/Apartment
Exterior MaterialBrick
Construction TypeBrick
Roof TypeGable
Roof MaterialComposition Shingle
Garage Area492 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number05-05-31-104-053
Street Address113 RIVERS EDGE DR
CityCHERRY VALLEY
StateIL
Zip61016-8802
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal Description31-44-3 RIVERS EDGE CONDOS AT NEWBURG VILLAGE UNIT 32-A 113 RIVERS EDGE DR
Legal SubdivisionVILLAGE
Legal Unit32-A
JurisdictionBOONE IL
Township / Civil DivisionBELVIDERE
Census Block Group2
Census Block2051
Census Tract10502

Owner

113 Rivers Edge Dr, a condominium, is owner-occupied and held in a trust since August 2018.

Source: Boone County records, as of June 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordTrust Name on File
Mailing Address113 RIVERS EDGE DR, CHERRY VALLEY, IL 61016-8802
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Sep 20, 2019Deed of Trust, Mortgage · Conventional Mortgage
ASSOCIATED BANK
Sep 29, 2010Deed of Trust, Mortgage · Stand-Alone First Mortgage
ALPINE BANK & TRUST CO
Jul 20, 2022Intrafamily Transfer, Transfer
Aug 10, 2018Deed, Transfer · Conventional Mortgage
ILLINOIS BANK & TRUST
Mar 11, 2005Trustee's Deed, Foreclosure · Conventional Mortgage
AMCORE BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 10, 2018 · Amount on File
Deed SaleAug 10, 2018 · Amount on File
Prior SaleAug 30, 2013
Record UpdatedSep 20, 2026

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBOONE IL
Property Address113 RIVERS EDGE DR, CHERRY VALLEY, IL 61016-8802
Transaction TypeMortgage
Record UpdatedApr 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2019R05759
DateSep 20, 2019
Instrument2019R05759
Lender
NameASSOCIATED BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueOct 1, 2034
Interest
Rate TypeFixed Rate

September 2010: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBOONE IL
Property Address113 RIVERS EDGE DR, CHERRY VALLEY, IL 61016-8802
Transaction TypeMortgage
Record UpdatedApr 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0010R06902
DateSep 29, 2010
Instrument10R06902
Lender
NameALPINE BANK & TRUST CO
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record
Term180 Months
DueOct 1, 2025
Interest
Rate TypeFixed Rate

July 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBOONE IL
Recording DateJul 20, 2022
Property Address113 RIVERS EDGE DR, CHERRY VALLEY, IL 61016-8802
Document Number2022R04194
Instrument DateJul 13, 2022
Instrument2022R04194
Transaction TypeTransfer
Record UpdatedAug 10, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address113 RIVERS EDGE DR, CHERRY VALLEY, IL 61016-8802

August 2018: Deed, Transfer

Document TypeDeed
JurisdictionBOONE IL
Recording DateAug 10, 2018
Property Address113 RIVERS EDGE DR, CHERRY VALLEY, IL 61016-8802
Document Number2018R04058
Instrument DateAug 2, 2018
Instrument2018R04058
Transaction TypeTransfer
Record UpdatedJun 17, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$405.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4142 JOHNS FARM RD # RD105B, 4142, ROCKFORD, IL 61101-8806

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address113 RIVERS EDGE DR, CHERRY VALLEY, IL 61016-8802

Mortgage

Document Number2018R04059
DateAug 10, 2018
Instrument2018R04059
Lender
NameILLINOIS BANK & TRUST
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2048
Interest
Rate TypeFixed Rate

March 2005: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionBOONE IL
Recording DateMar 11, 2005
Property Address113 RIVERS EDGE DR, CHERRY VALLEY, IL 61016-8802
Document Number0005R02636
Instrument DateFeb 18, 2005
Instrument05R02636
Transaction TypeForeclosure
Record UpdatedApr 2, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$401.25
Amount AccuracyCalculated from Transfer Tax

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005R02637
DateMar 11, 2005
Instrument05R02637
Lender
NameAMCORE BANK
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 113 Rivers Edge Dr was $9,295 with exemptions applied.

Source: Boone County assessment roll, as of June 30, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyBoone County
County SubdivisionBelvidere Township
MunicipalityCherry Valley Village
Unified School DistrictBelvidere Consolidated Unit School District 100 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,295.00 Homeowner's exemption Senior Citizen's exemption$128,255 (+8.68%) Land $5,387 Building $122,868$384,765 (+8.68%) Land $16,161 Building $368,604
2024$118,016 Land $5,387 Building $112,629$354,048 Land $16,161 Building $337,887
2022$8,693.00$97,538 Land $5,387 Building $92,151$292,614 Land $16,161 Building $276,453

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 113 Rivers Edge Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 113 Rivers Edge Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHERRY VALLEY
serves 4,731 people · EPA ID IL2010050
Water SourceGroundwater
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityRadium
resolved · Jul 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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