108 Rivers Edge Dr, Cherry Valley, IL 61016 Property Records

Boone County property record for 108 Rivers Edge Dr, Cherry Valley, IL 61016

Property Summary

Property TypeCondominium
Details2 bd · 3 ba · 2,246 sqft · built 2004
Lot Size0.15 acres (6,534 sqft)
OwnerCompany Name on Record
Last Sale$188,900 (Oct 2005)
Tax Bill$6,362 (2025)
Deeds & MortgagesDec 2011 Mortgage
Mar 2019 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN05-31-104-058

Property Details

APN / Parcel Number

Primary APN05-31-104-058
Alternative APN
  • 05-05-31-104-058

Interior

Bedrooms2 Beds
Full Baths3 Baths
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area2,246 sqft Living Area
Gross Area2,892 sqft
1st Floor Area2,892 sqft
Basement Area1,446 sqft
Finished Basement800 sqft
Unfinished Basement646 sqft
Family RoomFamily Room
Game RoomGame Room

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleCondo/Apartment
Exterior MaterialBrick
Construction TypeBrick
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area6,534 sqft (0.15 acres)
Garage Area480 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number05-05-31-104-058
Street Address108 RIVERS EDGE DR
CityCHERRY VALLEY
StateIL
Zip61016-8802
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal Description31-44-3 RIVERS EDGE CONDOS AT NEWBURG VILLAGE UNIT 28-B 108 RIVERS EDGE DR
Legal SubdivisionVILLAGE
Legal Unit28-B
JurisdictionBOONE IL
Township / Civil DivisionBELVIDERE
Census Block Group2
Census Block2052
Census Tract10502

Owner

Source: Boone County records, as of June 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address108 RIVERS EDGE DR, CHERRY VALLEY, IL 61016-8802
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Dec 16, 2011Deed of Trust, Mortgage · Stand-Alone First Mortgage
MEMBERSALLIANCE CU
Mar 1, 2019Intrafamily Transfer, Transfer
Oct 31, 2005Trustee's Deed, Foreclosure · Conventional Mortgage
MEMBERSALLIANCE CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 31, 2005 · Amount on Record
Deed SaleOct 31, 2005 · Amount on Record
Deed Document Number200512760
Record UpdatedSep 20, 2026

December 2011: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBOONE IL
Property Address108 RIVERS EDGE DR, CHERRY VALLEY, IL 61016-8802
Transaction TypeMortgage
Record UpdatedApr 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0011R08059
DateDec 16, 2011
Instrument11R08059
Lender
NameMEMBERSALLIANCE CU
TypeCredit Union
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term180 Months
DueDec 15, 2026
Interest
Rate TypeFixed Rate

March 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBOONE IL
Recording DateMar 1, 2019
Property Address108 RIVERS EDGE DR, CHERRY VALLEY, IL 61016-8802
Document Number2019R01107
Instrument DateFeb 14, 2019
Instrument2019R01107
Transaction TypeTransfer
Record UpdatedJun 17, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address108 RIVERS EDGE DR, CHERRY VALLEY, IL 61016-8802

October 2005: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionBOONE IL
Recording DateOct 31, 2005
Property Address108 RIVERS EDGE DR, CHERRY VALLEY, IL 61016-8802
Document Number0005R12760
Instrument DateOct 13, 2005
Instrument05R12760
Transaction TypeForeclosure
Record UpdatedApr 2, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$283.50
Amount AccuracyCalculated from Transfer Tax

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005R12761
DateOct 31, 2005
Instrument05R12761
Lender
NameMEMBERSALLIANCE CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Boone County assessment roll, as of June 30, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyBoone County
County SubdivisionBelvidere Township
MunicipalityCherry Valley Village
Unified School DistrictBelvidere Consolidated Unit School District 100 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,362.00 (+7.48%) Homeowner's exemption Senior Citizen's exemption$91,253 (+8.51%) Land $5,333 Building $85,920$273,759 (+8.51%) Land $15,999 Building $257,760
2024$84,093 (+20.52%) Land $5,333 Building $78,760$252,279 (+20.52%) Land $15,999 Building $236,280
2022$5,919.00$69,773 Land $5,333 Building $64,440$209,319 Land $15,999 Building $193,320

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHERRY VALLEY
serves 4,731 people · EPA ID IL2010050
Water SourceGroundwater
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityRadium
resolved · Jul 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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