113 Ridge Pl, Wayne, NJ 07470 Property Records

Passaic County and Wayne Township property record for 113 Ridge Pl, Wayne, NJ 07470

Property Summary

Property Type	Single Family Home
Details	1,395 sqft · built 1959
Lot Size	0.115 acres (5,009 sqft)
Owner	2 Individual Names on File
Last Sale	$160,000 (May 2000)
Tax Bill	$9,825 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-03624-0000-00002`

Property Details

APN / Parcel Number

Primary APN	`14-03624-0000-00002`
Alternative APNs	`1400608Q00069` `140362400002`

Interior

Building Area	1,395 sqft Living Area

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Cape Cod
Lot Area	5,009 sqft (0.115 acres)

Location & Zoning

Old Parcel Number	1400608Q00069
Street Address	113 RIDGE PL
City	WAYNE
State	NJ
Zip	07470-5160
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	3624
Legal Lot Number	2
Jurisdiction	PASSAIC NJ
Township / Civil Division	WAYNE
Census Block Group	6
Census Block	6008
Census Tract	246003

Owner

113 Ridge Pl is owned and occupied by two individuals who bought it in May 2000.

Source: Passaic County and Wayne Township records, as of July 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	113 RIDGE PL, WAYNE, NJ 07470-5160
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Sep 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 22, 2000 · Amount on File
Deed Sale	May 22, 2000 · Amount on File
Deed Document Number	2000147492
Deed Book / Page	0166 / 188
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	113 RIDGE PL, WAYNE, NJ 07470-5160
Transaction Type	Mortgage
Record Updated	Aug 18, 2022
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000037201
Date	Aug 14, 2020
Book Page	M16335/35
Instrument	2020037201

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2050

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	113 RIDGE PL, WAYNE, NJ 07470-5160
Transaction Type	Mortgage
Record Updated	Aug 18, 2022
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000057402
Date	Sep 8, 2021
Book Page	M17425/270
Instrument	2021057402

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.37%
Type Change Date	Sep 1, 2028
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	7.37%
Index	Other
Margin	3
Max Rate	7.37%

Tax Assessment & Valuation

The 2025 property tax bill for 113 Ridge Pl was $9,825, up 0.9% from the year before.

Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
County Subdivision	Wayne Township
Unified School District	Wayne Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$163,800 (-) Land $94,200 Building $69,600	$163,800 (-) Land $94,200 Building $69,600
2025	$9,825.00 (+0.88%)	$163,800 Land $94,200 Building $69,600	$163,800 Land $94,200 Building $69,600
2024	$9,739.00
2023		$163,800 Land $94,200 Building $69,600	$163,800 Land $94,200 Building $69,600
2022	$9,261.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 113 Ridge Pl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1983–2021)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 113 Ridge Pl is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWNSHIP OF WAYNE serves 55,000 people · EPA ID NJ1614001
Water Source	Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ridge Pl

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures