105 Ridge Pl, Wayne, NJ 07470 Property Records

Passaic County and Wayne Township property record for 105 Ridge Pl, Wayne, NJ 07470

Property Summary

Property Type	Single Family Home
Details	932 sqft · built 1960
Lot Size	0.138 acres (6,011 sqft)
Owner	Individual Name on Record
Last Sale	$210,000 (Oct 2019)
Tax Bill	$9,231 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-03624-0000-00004`

Property Details

APN / Parcel Number

Primary APN	`14-03624-0000-00004`
Alternative APNs	`1400608Q00063B` `140362400004`

Interior

Building Area	932 sqft Living Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Colonial
Lot Area	6,011 sqft (0.138 acres)

Location & Zoning

Old Parcel Number	1400608Q00063B
Street Address	105 RIDGE PL
City	WAYNE
State	NJ
Zip	07470-5160
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	LIONS HEAD LAKE
Legal Block	3624
Legal Lot Number	4
Jurisdiction	PASSAIC NJ
Township / Civil Division	WAYNE
Census Block Group	6
Census Block	6008
Census Tract	246003

Owner

Source: Passaic County and Wayne Township records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	105 RIDGE PL, WAYNE, NJ 07470-5160
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage OCMBC INC
Oct 25, 2019	Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 25, 2019 · Amount on Record
Deed Sale	Oct 25, 2019 · Amount on Record
Deed Document Number	201949207
Deed Book / Page	3682 / 20
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	105 RIDGE PL, WAYNE, NJ 07470-5160
Transaction Type	Mortgage
Record Updated	Dec 20, 2021
Title Company	NOT AVAILABLE, KEY SETTLEMENTS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000069993
Date	Nov 8, 2021
Book Page	M17576/274
Instrument	2021069993

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	105 RIDGE PL, WAYNE, NJ 07470-5160
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC NATL TTL INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000039375
Date	Aug 27, 2020
Book Page	M16360/104
Instrument	2020039375

Lender

Name	OCMBC INC
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

October 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	Oct 25, 2019
Property Address	105 RIDGE PL, WAYNE, NJ 07470-5160
Document Number	0000049207
Book / Page	D3682 / 0020
Map Reference	MAP 1148
Instrument Date	Sep 17, 2019
Instrument	2019049207
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	OLD REPUBLIC NATL TTL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$210.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25 5TH AVE, 25, HASKELL, NJ 07420-1075

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Estate
Address	105 RIDGE PLACE, WARNE, NC

Mortgage

Document Number	0000049212
Date	Oct 25, 2019
Book Page	M15795/0054
Instrument	2019049212

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
County Subdivision	Wayne Township
Unified School District	Wayne Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$243,300 (+58.09%) Land $96,000 Building $147,300	$243,300 (+58.09%) Land $96,000 Building $147,300
2025	$9,231.00 (+0.89%)	$153,900 (-) Land $96,000 Building $57,900	$153,900 (-) Land $96,000 Building $57,900
2024	$9,150.00 (+5.16%)
2023		$153,900 Land $96,000 Building $57,900	$153,900 Land $96,000 Building $57,900
2022	$8,701.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1983–2021)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWNSHIP OF WAYNE serves 55,000 people · EPA ID NJ1614001
Water Source	Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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