109 Optimist Dr, Belleville, IL 62220 Property Records

St. Clair County property record for 109 Optimist Dr, Belleville, IL 62220

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,056 sqft · built 1957
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on Record
Last Sale	$82,500 (Dec 2021)
Tax Bill	$2,771 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage
APN	`08-29-0-408-003`

Property Details

APN / Parcel Number

Primary APN	`08-29-0-408-003`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,056 sqft Living Area
Basement Area	1,056 sqft
Unfinished Basement	1,056 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1995
Construction Type	Frame
Lot Area	9,583 sqft (0.22 acres)
Porch	Slab
Shed	1 Shed
Shed Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	109 OPTIMIST DR
City	BELLEVILLE
State	IL
Zip	62220-2932
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BENEVOLENT HEIGHTS LOT/SEC-6 A02731664
Legal Subdivision	BENEVOLENT HEIGHTS
Legal Block	408
Jurisdiction	ST CLAIR IL
Township / Civil Division	ST. CLAIR
Census Block Group	2
Census Block	2004
Census Tract	503304

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	109 OPTIMIST DR, BELLEVILLE, IL 62220-2932
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 30, 2021 · Amount on Record
Deed Sale	Dec 30, 2021 · Amount on Record
Prior Sale	Jul 30, 2008 · Amount on Record
Deed Document Number	20212731664
Prior Transfer Date	May 23, 2014
Prior Transfer Doc	0002413737
Record Updated	Oct 29, 2026

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ST CLAIR IL
Recording Date	Dec 30, 2021
Property Address	109 OPTIMIST DR, BELLEVILLE, IL 62220-2932
Document Number	0A02731664
Map Reference	MB 65 PG 43
Instrument Date	Dec 28, 2021
Instrument	A02731664
Transaction Type	Transfer
Record Updated	Jan 13, 2022
Title Company	ILLINOIS TITLE AND ESCROW, ILLINOIS TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$123.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 OPTIMIST DR, BELLEVILLE, IL 62220-2932

Mortgage

Document Number	0A02731665
Date	Dec 30, 2021
Instrument	A02731665

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2042

Interest

Rate	2.87%

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	St. Clair Township
Elementary School District	Belleville School District 118 (PK - 08)
Secondary School District	Belleville Township High School District 201 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,771.00	$37,927 (+32.26%) Land $5,412 Building $32,515	$113,781 (+32.26%) Land $16,236 Building $97,545
2022		$28,677 Land $4,385 Building $24,292	$86,031 Land $13,155 Building $72,876

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2013 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-EAST ST LOUIS private · serves 131,368 people · EPA ID IL1635040
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20