113 NW 12th St, Okeechobee, FL 34972 Property Records

Okeechobee County property record for 113 NW 12th St, Okeechobee, FL 34972

Property Summary

Property Type	Single Family Home
Details	1 bd · 1.5 ba · 940 sqft · built 1962
Lot Size	0.402 acres (17,511 sqft)
Owner	2 Individual Names on File
Last Sale	$180,000 (Feb 2024)
Tax Bill	$3,550 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Feb 2024 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3-15-37-35-0010-00190-0100`

Property Details

APN / Parcel Number

Primary APN	`3-15-37-35-0010-00190-0100`
Alternative APN	`R31537350010001900100`

Interior

Bedrooms	1 Bed
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	940 sqft Living Area
Gross Area	1,176 sqft
1st Floor Area	800 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1990
Exterior Material	Combination
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	17,511 sqft (0.402 acres)
Lot Dimensions	150 ft deep x 47 ft wide
Porch	Finished/Open Porch
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	113 NW 12TH ST
City	OKEECHOBEE
State	FL
Zip	34972-2119
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CITY OF OKEECHOBEE (PLAT BOOK 1 PAGE 10 & PLAT BOOK 5 PAGE 5) LOTS 9 & 10 BLOCK 19
Legal Range	35E
Legal Township	37S
Legal Section	15
Legal Subdivision	CITY OF OKEECHOBEE
Legal Block	19
Legal Lot Number	9,10
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	OKEECHOBEE
Census Block Group	2
Census Block	2037
Census Tract	910201

Owner

113 NW 12th St is owned by two individuals who bought it in February 2024.

Source: Okeechobee County records, as of March 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	110 NE 46TH CT, FORT LAUDERDALE, FL 33334-1550
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2025	Quit Claim Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 21, 2024	Warranty Deed, Transfer
Jan 13, 2023	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 21, 2024 · Amount on File
Deed Sale	Feb 21, 2024 · Amount on File
Prior Sale	Jan 13, 2023 · Amount on File
Deed Document Number	20241962
Prior Transfer Date	Apr 2, 2015
Prior Transfer Doc	0007581546
Record Updated	Oct 29, 2026

October 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Oct 6, 2025
Property Address	113 NW 12TH ST, OKEECHOBEE, FL 34972-2119
Document Number	0000011267
Map Reference	MB 1 PG 10
Instrument Date	Oct 1, 2025
Instrument	2025011267
Transaction Type	Transfer
Record Updated	Nov 12, 2025
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	113 NW 12TH ST, OKEECHOBEE, FL 34972-2119

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 NE 46TH CT, FORT LAUDERDALE, FL 33334-1550

Mortgage

Document Number	0000011268
Date	Oct 6, 2025
Instrument	2025011268

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2055

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Feb 21, 2024
Property Address	113 NW 12TH ST, OKEECHOBEE, FL 34972-2119
Document Number	0000001962
Map Reference	MB 1 PG 10
Instrument Date	Feb 21, 2024
Instrument	2024001962
Transaction Type	Transfer
Record Updated	Mar 14, 2024

Transaction

Amount	Amount on Record
Tax	$1,260.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	27698 US HIGHWAY 27, MOORE HAVEN, FL 33471-6239

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 NE 46TH CT, OAKLAND PARK, FL 33334-1550

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Jan 13, 2023
Property Address	113 NW 12TH ST, OKEECHOBEE, FL 34972-2119
Document Number	0000000417
Map Reference	MB 1 PG 10
Instrument Date	Jan 12, 2023
Instrument	2023000417
Transaction Type	Transfer
Record Updated	Feb 8, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$805.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	113 NW 12TH ST, OKEECHOBEE, FL 34972-2119

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27698 US HIGHWAY 27, MOORE HAVEN, FL 33471-6239

Tax Assessment & Valuation

The 2025 property tax bill for 113 NW 12th St was $3,550.

Source: Okeechobee County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Municipality	Okeechobee City
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,550.00	$150,396 Land $35,250 Building $115,146	$150,396 Land $35,250 Building $115,146
2023	$823.00 (+9.88%) Homeowner's exemption	$39,056 (+3%)	$87,930 (+24.8%) Land $25,850 Building $62,080
2022	$749.00 Homeowner's exemption	$37,918	$70,458 Land $15,862 Building $54,596

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 113 NW 12th St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	5 (2004–2017)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Frances, Sep 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 113 NW 12th St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKEECHOBEE UTILITY AUTHORITY serves 20,000 people · EPA ID FL4470257
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications, Verizon.

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