105 NW 12th St, Okeechobee, FL 34972 Property Records

Okeechobee County property record for 105 NW 12th St, Okeechobee, FL 34972

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 932 sqft · built 1981
Lot Size	0.327 acres (14,244 sqft)
Owner	2 Individual Names on File
Last Sale	$55,000 (Mar 2017)
Tax Bill	$3,510 (2025)
Deeds & Mortgages	Sep 2017 Mortgage Mar 2017 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3-15-37-35-0010-00190-0070`

Property Details

APN / Parcel Number

Primary APN	`3-15-37-35-0010-00190-0070`
Alternative APN	`R31537350010001900070`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	932 sqft Living Area
Gross Area	1,328 sqft
1st Floor Area	932 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1996
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	14,244 sqft (0.327 acres)
Lot Dimensions	150 ft deep x 95 ft wide
Garage Type	Attached
Garage Area	260 sqft
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	105 NW 12TH ST
City	OKEECHOBEE
State	FL
Zip	34972-2119
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CITY OF OKEECHOBEE (PLAT BOOK 1 PAGE 10 & PLAT BOOK 5 PAGE 5) LOTS 7 & 8 BLOCK 19
Legal Range	35E
Legal Township	37S
Legal Section	15
Legal Subdivision	CITY OF OKEECHOBEE
Legal Block	19
Legal Lot Number	7,8
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	OKEECHOBEE
Census Block Group	2
Census Block	2037
Census Tract	910201

Owner

105 NW 12th St is owned by two individuals who bought it in March 2017.

Source: Okeechobee County records, as of November 19, 2025

Owner of Record	2 Individual Names on File
Mailing Address	497 SW 21ST ST, OKEECHOBEE, FL 34974-3440
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2017	Deed of Trust, Mortgage FRANK J SR BRADY
Mar 7, 2017	Quit Claim Deed, Transfer Quitclaim
Mar 7, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 7, 2017 · Amount on File
Deed Sale	Mar 7, 2017 · Amount on File
Prior Sale	Mar 6, 2007 · Amount on File
Deed Document Number	20172147
Deed Book / Page	787 / 294
Prior Transfer Date	Mar 3, 2017
Prior Transfer Doc	0007870292
Record Updated	Jun 8, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKEECHOBEE FL
Property Address	105 NW 12TH ST, OKEECHOBEE, FL 34972-2119
Document Number	0007951983
Book / Page	000795 / 001983
Instrument Date	Sep 15, 2017
Transaction Type	Mortgage
Record Updated	Oct 11, 2017
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Mortgage

Document Number	0007951983
Date	Sep 18, 2017
Book Page	000795/001983
Instrument	8868

Lender

Name	FRANK J SR BRADY

Agreement

Amount	Amount on Record

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Mar 7, 2017
Property Address	105 NW 12TH ST, OKEECHOBEE, FL 34972-2119
Document Number	0007870292
Book / Page	000787 / 000292
Instrument Date	Mar 3, 2017
Instrument	2146
Transaction Type	Transfer
Record Updated	May 4, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2070 SW 22ND CIR E OKEECHOBEE FL 349745712, OKEECHOBEE, FL 34974-5712

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Mar 7, 2017
Property Address	105 NW 12TH ST, OKEECHOBEE, FL 34972-2119
Document Number	0007870294
Book / Page	000787 / 000294
Instrument Date	Mar 3, 2017
Instrument	2147
Transaction Type	Transfer
Record Updated	May 4, 2017

Transaction

Amount	Amount on Record
Tax	$385.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1781 NE 50TH CT OKEECHOBEE FL 349728632, OKEECHOBEE, FL 34972-8632

Tax Assessment & Valuation

The 2025 property tax bill for 105 NW 12th St was $3,510.

Source: Okeechobee County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Municipality	Okeechobee City
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,510.00	$160,272 Land $28,500 Building $131,772	$160,272 Land $28,500 Building $131,772
2023	$3,078.00 (+11.4%)	$161,355 (+24.11%) Land $20,900 Building $140,455	$161,355 (+24.11%) Land $20,900 Building $140,455
2022	$2,763.00	$130,005 Land $12,825 Building $117,180	$130,005 Land $12,825 Building $117,180

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 105 NW 12th St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	5 (2004–2017)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Frances, Sep 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 105 NW 12th St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKEECHOBEE UTILITY AUTHORITY serves 20,000 people · EPA ID FL4470257
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications, Verizon.

Nearby Properties on NW 12th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures