Douglas County property record for 113 N 251st St, Waterloo, NE 68069
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 3.5 ba · 4,665 sqft · built 2005 |
| Lot Size | 0.517 acres (22,500 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,160,000 (Feb 2023) |
| Tax Bill | $13,078 (2025) |
| Deeds & Mortgages | Feb 2023 Sale Aug 2020 Mortgage + 2 more |
| Flood Zone | Zone AO (high risk) |
| APN | 2450-0450-25 |
| Primary APN | 2450-0450-25 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 4 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 4,665 sqft Living Area |
| Gross Area | 6,121 sqft |
| 1st Floor Area | 2,425 sqft |
| Basement Area | 2,425 sqft |
| Finished Basement | 2,240 sqft |
| Unfinished Basement | 185 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Fire Sprinklers | Fire Sprinklers |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 22,500 sqft (0.517 acres) |
| Lot Dimensions | 225 ft deep x 100 ft wide |
| View / Lot | Lake |
| Garage Type | Attached |
| Garage Area | 1,021 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Covered Slab |
|---|---|
| Porch Area | 1,337 sqft |
| Deck Area | 168 sqft |
| Patio Area | 404 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R2524500450 |
|---|---|
| Street Address | 113 N 251ST ST |
| City | WATERLOO |
| State | NE |
| Zip | 68069-4836 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | WEST SHORES LOT 171 BLOCK 0 100 X 225 |
| Legal Subdivision | WEST SHORES |
| Legal Lot Number | 171 |
| Jurisdiction | DOUGLAS NE |
| Township / Civil Division | WATERLOO |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 7508 |
113 N 251st St is owned and occupied by two individuals who bought it in February 2023.
Source: Douglas County records, as of June 15, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 113 N 251ST ST, WATERLOO, NE 68069-4836 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 1, 2023 | Warranty Deed, Transfer GREEN TITLE AND ESCROW, GREEN TITLE & ESCROW |
| Aug 4, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF OMAHA |
| Oct 20, 2017 | Survivorship Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC |
| Dec 28, 2016 | Deed of Trust, Mortgage · Line of Credit PINNACLE BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 1, 2023 · Amount on File |
| Deed Sale | Feb 1, 2023 · Amount on File |
| Prior Sale | Oct 20, 2017 · Amount on File |
| Deed Document Number | 20236849 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DOUGLAS NE |
| Recording Date | Feb 1, 2023 |
| Property Address | 113 N 251ST ST, WATERLOO, NE 68069-4836 |
| Document Number | 0000006849 |
| Instrument Date | Jan 26, 2023 |
| Instrument | 2023006849 |
| Transaction Type | Transfer |
| Record Updated | Mar 10, 2023 |
| Title Company | GREEN TITLE AND ESCROW, GREEN TITLE & ESCROW |
| Amount | Amount on Record |
|---|---|
| Tax | $2,610.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOUGLAS NE |
| Property Address | 113 N 251ST ST, WATERLOO, NE 68069-4836 |
| Transaction Type | Mortgage |
| Record Updated | Sep 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2020083176 |
|---|---|
| Date | Aug 4, 2020 |
| Instrument | 2020083176 |
| Name | FIRST NATIONAL BANK OF OMAHA |
|---|---|
| Type | Bank |
| Address | OMAHA, NE 68197 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2050 |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | DOUGLAS NE |
| Recording Date | Oct 20, 2017 |
| Property Address | 113 N 251ST ST, WATERLOO, NE 68069-4836 |
| Document Number | 2017084702 |
| Instrument Date | Oct 13, 2017 |
| Instrument | 2017084702 |
| Transaction Type | Transfer |
| Record Updated | Sep 16, 2021 |
| Title Company | AMBASSADOR TITLE SVCS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,856.25 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | NE 00000 |
| Document Number | 2017084703 |
|---|---|
| Date | Oct 20, 2017 |
| Instrument | 2017084703 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOUGLAS NE |
| Property Address | 113 N 251ST ST, WATERLOO, NE 68069-4836 |
| Document Number | 0000002053 |
| Instrument Date | Dec 28, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 113 N 251ST ST WATERLOO NE 680694836, WATERLOO, NE 68069-4836 |
| Document Number | 0000002053 |
|---|---|
| Date | Jan 9, 2017 |
| Instrument | 2053 |
| Name | PINNACLE BK |
|---|---|
| Type | Bank |
| Address | PAPILLION, NE 68046 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 113 N 251st St was $13,078, down 0.9% from the year before.
Source: Douglas County assessment roll, as of October 14, 2025
| Type | Name |
|---|---|
| State | Nebraska |
| County | Douglas County |
| Unified School District | Douglas County West Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,078.00 (-0.93%) | $1,068,300 Land $231,800 Building $836,500 | $1,068,300 Land $231,800 Building $836,500 |
| 2024 | $13,201.00 (-6.1%) | ||
| 2023 | $14,059.00 (-10.09%) | $871,500 Land $231,800 Building $639,700 | $871,500 Land $231,800 Building $639,700 |
| 2022 | $15,637.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 113 N 251st St in Zone AO, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AO high risk · sheet flow 1–3 ft |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 75 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 75 in force |
| Nearby Flood Claims | 62 (1978–2019) |
| Claims Outside the SFHA | 5 of 62 |
| Most Recent Claim | Mar 2019 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 113 N 251st St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Nebraska |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Nextlink Fixed Wireless | 500 / 200 |
| Verizon Fixed Wireless | 300 / 20 |
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