105 N 251st St, Waterloo, NE 68069 Property Records

Douglas County property record for 105 N 251st St, Waterloo, NE 68069

Property Summary

Property TypeSingle Family Home
Details1 bd · 4 ba · 2,371 sqft · built 2018
Lot Size0.798 acres (34,794 sqft)
Owner2 Owner Names on File
Last Sale$221,000 (Dec 2011)
Tax Bill$15,663 (2024)
Deeds & MortgagesOct 2018 Mortgage
Flood ZoneZone AO (high risk)
APNR2524500448

Property Details

APN / Parcel Number

Primary APNR2524500448
Alternative APNs
  • 2450 0448 25
  • 2524500448

Interior

Bedrooms1 Bed
Full Baths4 Baths
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms4 Rooms
Stories1 Story
Building Area2,371 sqft Living Area
Basement Area2,986 sqft
Finished Basement1,659 sqft
Interior WallsWallboard/Drywall
Fire SprinklersFire Sprinklers

Exterior

Year BuiltBuilt 2018
Exterior MaterialWood Siding
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area34,794 sqft (0.798 acres)
Lot Width100 ft Width
Garage TypeAttached
Garage Area2,435 sqft
Parking Spaces8 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area147 sqft
Deck Area192 sqft
Patio Area775 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR2524500448
Street Address105 N 251ST ST
CityWATERLOO
StateNE
Zip68069-4836
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWEST SHORES LOT 170 BLOCK 0 IRREG
Legal SubdivisionWEST SHORES
Legal Lot Number170
JurisdictionDOUGLAS NE
Township / Civil DivisionWATERLOO
Census Block Group1
Census Block1016
Census Tract7508

Owner

The current owner of 105 N 251st St acquired it in March 2012.

Source: Douglas County records, as of March 16, 2026

Owner of Record2 Owner Names on File
Mailing Address105 N 251ST ST, WATERLOO, NE 68069-4836
OccupancyOwner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 13, 2011 · Amount on File
Deed SaleDec 13, 2011 · Amount on File
Prior SaleDec 13, 2011 · Amount on File
Deed Document Number0000107418
Last Transfer DateMar 27, 2012
Transfer Doc0000028971
Record UpdatedJun 8, 2026

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDOUGLAS NE
Property Address105 N 251ST ST, WATERLOO, NE 68069-4836
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000079757
DateOct 5, 2018
Instrument2018079757
Lender
NameFRONTIER BANK
TypeBank
AddressOMAHA, NE 68118
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Douglas County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateNebraska
CountyDouglas County
Unified School DistrictDouglas County West Community Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,270,300 Land $256,600 Building $1,013,700$1,270,300 Land $256,600 Building $1,013,700
2024$15,663.00 (-7.78%)
2023$16,985.00 (-10.09%)$1,052,900 Land $256,600 Building $796,300$1,052,900 Land $256,600 Building $796,300
2022$18,892.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 105 N 251st St in Zone AO, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AO
high risk · sheet flow 1–3 ft
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 75 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies75 in force
Nearby Flood Claims62 (1978–2019)
Claims Outside the SFHA5 of 62
Most Recent ClaimMar 2019 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Mar 2019 · 39 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 105 N 251st St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Nebraska
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Nextlink
Fixed Wireless
500 / 200
Verizon
Fixed Wireless
300 / 20

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