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113 Mastic St, Islamorada, FL 33036 Property Records

Monroe County property record for 113 Mastic St, Islamorada, FL 33036

Property Summary

Property TypeMulti-Family Dwellings
Details7 bd · 7 ba · 4,296 sqft · built 1963
Lot Size0.344 acres (15,000 sqft)
Owner2 Individual Names on Record
Last Sale$240,000 (Nov 1983)
Tax Bill$14,232 (2025)
Deeds & MortgagesApr 2017 Line of Credit
Flood ZoneZone AE (high risk)
APN00399170-000000

Property Details

APN / Parcel Number

Primary APN00399170-000000
Alternative APNs
  • 28633700399170000000
  • 1491551

Interior

Bedrooms7 Beds
Full Baths7 Baths
Units7 Units
Stories2 Stories
Building Area4,296 sqft Living Area
1st Floor Area4,296 sqft
FlooringConcrete/Cement
Interior WallsWood

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1990
Architectural StyleMulti-Family
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Foundation TypePile
Roof TypeGeodesic/Dome
Roof MaterialConcrete
Lot Area15,000 sqft (0.344 acres)
Lot Dimensions150 ft deep x 100 ft wide

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C

Location & Zoning

Account Number1491551
Street Address113 MASTIC ST
CityISLAMORADA
StateFL
Zip33036-3618
Property CategoryResidential
Property TypeResidential > Multi-Unit > Multi-Family Dwellings
Local Zoning CodeMU
Legal DescriptionBK 2 LT 4 STRATTONS SUBD UPPER MATECUMBE PB2-38 G24-94 G53-299 OR237-293 OR751-505 OR803-817 OR898-2263
Legal Range37E
Legal Township63S
Legal Section28
Legal SubdivisionSTRATTONS SUBD
Legal Block2
Legal Lot Number4
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group3
Census Block3004
Census Tract970900

Owner

Source: Monroe County records, as of August 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address113 MASTIC ST, ISLAMORADA, FL 33036-3618
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 1, 1983 · Amount on Record
Deed SaleNov 1, 1983 · Amount on Record
Prior SaleDec 1, 1979 · Amount on Record
Deed Book / Page898 / 2263
Record UpdatedOct 29, 2026

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address113 MASTIC ST, ISLAMORADA, FL 33036-3618
Document Number0028510882
Book / Page002851 / 000882
Instrument DateApr 26, 2017
Transaction TypeMortgage
Record UpdatedJun 13, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address113 MASTIC ST ISLAMORADA FL 330363618, ISLAMORADA, FL 33036-3618

Mortgage

Document Number0028510882
DateApr 27, 2017
Book Page002851/000882
Instrument2120640
Lender
NameCENTERSTATE BK/FL
TypeBank
AddressTAVERNIER, FL 33070
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityIslamorada, Village Of Islands
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$14,232.00 (+2.66%) Homeowner's exemption$839,411 (+0.66%)$1,138,239 (-3.23%) Land $562,500 Building $575,739
2024$13,863.00 (+2.06%)
2023$13,583.00 (+4.44%) Homeowner's exemption$833,916 (+17.75%)$1,176,188 (+31.48%) Land $621,000 Building $555,188
2022$13,005.00 Homeowner's exemption$708,214$894,581 Land $330,750 Building $563,831

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 329 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies457 units insured
incl. 128 condo units
Nearby Flood Claims126 (2005–2022)
Claims Outside the SFHA4 of 126
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 3 claims
  • Hurricane Irma, Sep 2017 · 85 claims
  • Hurricane Katrina Evacuation, Sep 2005 · 24 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: T-Mobile.

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