103 Mastic St, Islamorada, FL 33036 Property Records

Monroe County property record for 103 Mastic St, Islamorada, FL 33036

Property Summary

Property TypeRetail Stores (Personal Services, Photography, Travel)
Details2 bd · 2 ba · 1,580 sqft · built 1958
Lot Size0.652 acres (28,400 sqft)
OwnerCompany Name on Record
Last Sale$300,000 (Oct 2010)
Tax Bill$7,654 (2024)
Flood ZoneZone AE (high risk)
APN00399160-000000

Property Details

APN / Parcel Number

Primary APN00399160-000000
Alternative APNs
  • 28633700399160000000
  • 1491543

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,580 sqft Gross Area
1st Floor Area1,580 sqft
FlooringConcrete/Cement
Interior WallsPlywood

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1980
Exterior MaterialStucco
Construction TypeFrame
Roof TypeFlat
Roof MaterialMetal
Lot Area28,400 sqft (0.652 acres)
Lot Dimensions150 ft deep x 100 ft wide
PorchFlorida Room
Porch Area444 sqft
Patio Area1,356 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Account Number1491543
Street Address103 MASTIC ST
CityISLAMORADA
StateFL
Zip33036
Property CategoryCommercial
Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning CodeMU
Legal DescriptionSQR 2 LOT 3 AND LOT 2 LESS THE SELY 16FT STRATTONS SUBD PB2-38 UPPER MATECUMBE G24-94 G46-539 G61-100 OR6-274 OR9-64/65 OR768-809/10 OR772-878/93 OR772-894/98 OR789-1799/1800 OR847-39/40TR OR847-41 OR847-95/96P/R OR907-374 OR1283-1091 OR1980-2127/61F
Legal Range37E
Legal Township63S
Legal Section28
Legal SubdivisionSTRATTONS SUBD
Legal Lot Number3,2
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group3
Census Block3004
Census Tract970900

Owner

Source: Monroe County records, as of March 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 182, ISLAMORADA, FL 33036-0182
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 15, 2010 · Amount on Record
Deed SaleOct 15, 2010 · Amount on Record
Prior SaleDec 6, 1993 · Amount on Record
Deed Document Number20101809404
Deed Book / Page2487 / 1231
Prior Transfer DateDec 1, 1993
Prior Transfer Doc0012831091
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityIslamorada, Village Of Islands
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$970,742 (+28.16%) Land $815,390 Building $155,352$970,742 (+28.16%) Land $815,390 Building $155,352
2024$7,654.00 (+3.43%)
2023$7,400.00 (+3.67%)$757,430 (-0.32%) Land $620,405 Building $137,025$757,430 (-0.32%) Land $620,405 Building $137,025
2022$7,138.00$759,837 Land $620,405 Building $139,432$759,837 Land $620,405 Building $139,432

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 329 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies457 units insured
incl. 128 condo units
Nearby Flood Claims126 (2005–2022)
Claims Outside the SFHA4 of 126
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 3 claims
  • Hurricane Irma, Sep 2017 · 85 claims
  • Hurricane Katrina Evacuation, Sep 2005 · 24 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: T-Mobile.

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