109 Lowry Ln, Wilmore, KY 40390 Property Records

Jessamine County property record for 109 Lowry Ln, Wilmore, KY 40390

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,377 sqft
OwnerIndividual Name on Record
Last Sale$200,000 (Dec 2023)
Tax Bill$2,094 (2025)
Deeds & MortgagesOct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN013-30-01-005.00

Property Details

APN / Parcel Number

Primary APN013-30-01-005.00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,377 sqft Living Area

Exterior

Exterior MaterialBrick Veneer
Foundation TypeBlock
Garage TypeAttached

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address109 LOWRY LN
CityWILMORE
StateKY
Zip40390-1218
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description9
Legal SubdivisionASBURY ESTATES
Legal Lot Number9
JurisdictionJESSAMINE KY
Township / Civil DivisionWILMORE
Census Block Group2
Census Block2011
Census Tract60402

Owner

Source: Jessamine County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address111 TROTTER WAY, WILMORE, KY 40390-9744
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 12, 2023 · Amount on Record
Deed SaleDec 12, 2023 · Amount on Record
Deed Document Number480578
Deed Book / PageD867 / 213
Record UpdatedJun 8, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJESSAMINE KY
Property Address109 LOWRY LN, WILMORE, KY 40390-1218
Document Number0000396901
Instrument DateOct 7, 2020
Transaction TypeMortgage
Record UpdatedFeb 3, 2021
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
Address109 LOWRY LN WILMORE KY 403901218, WILMORE, KY 40390-1218

Mortgage

Document Number0000396901
DateJan 13, 2021
Book Page001439/000034
Instrument396901
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 12, 2051

Tax Assessment & Valuation

Source: Jessamine County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyJessamine County
MunicipalityWilmore City
Unified School DistrictJessamine County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,094.00 (+59.48%)$200,000 (+17.65%) Land $50,000 Building $150,000$200,000 (+17.65%) Land $50,000 Building $150,000
2023$1,313.00$170,000 Land $31,400 Building $138,600$170,000 Land $31,400 Building $138,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies12 in force
Nearby Flood Claims31 (2010–2025)
Most Recent ClaimMay 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, May 2025 · 18 claims
  • Severe, Storms, Flooding, Landslides, And Mudslides, Mar 2021 · 6 claims
  • Severe Storms, Flooding, Mudslides, And Tornadoes, May 2010 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWILMORE WATER WORKS
serves 5,762 people · EPA ID KY0570010
Water SourceSurface water
Last State InspectionMay 2024
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Apr 2024
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Windstream
Fiber · DSL in parts of the area
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Lowry Ln

Nearby Streets

Search Property Records by Address or Parcel Number