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108 Locker Ct, Berea, KY 40403 Property Records

Madison County property record for 108 Locker Ct, Berea, KY 40403 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details1,150 sqft
Owner2 Individual Names on File
Last Sale$72,100 (Nov 2000)
Tax Bill$1,056 (2025)
Deeds & MortgagesFeb 2022 Mortgage
Feb 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN073C-0000-0128

Property Details

APN / Parcel Number

Primary APN073C-0000-0128
Alternative APNs
  • 111026
  • 74191
  • 40234

Interior

Stories1 Story
Building Area1,150 sqft Living Area

Exterior

Exterior MaterialBrick Veneer

Location & Zoning

Account Number40234
Street Address108 LOCKER CT
CityBEREA
StateKY
Zip40403-1139
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionROSELAWN LOT 14 SEC 3 BLK F
Legal SubdivisionROSELAWN
Legal BlockF
Legal Lot Number14
JurisdictionMADISON KY
Township / Civil DivisionBEREA
Census Block Group3
Census Block3011
Census Tract11202

Owner

Source: Madison County records · APN 073C-0000-0128

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address108 LOCKER CT, BEREA, KY 40403-1139
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 01, 2022Deed of Trust, Mortgage · Conventional Mortgage
TRUIST BANK
Feb 05, 2018Deed of Trust, Mortgage · Conventional Mortgage
SUNTRUST MORTGAGE INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 08, 2000 · Amount on Record
Deed SaleNov 08, 2000 · Amount on Record
Deed Document Number0000522536
Record UpdatedJun 08, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON KY
Property Address108 LOCKER CT, BEREA, KY 40403-1139
Transaction TypeMortgage
Record UpdatedFeb 14, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00M2130/66
DateFeb 01, 2022
Book PageM2130/66
Instrument2014075048
Lender
NameTRUIST BANK
TypeBank
AddressRICHMOND, VA 23224
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueFeb 01, 2037

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON KY
Property Address108 LOCKER CT, BEREA, KY 40403-1139
Transaction TypeMortgage
Record UpdatedFeb 21, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number, 2013971333
DateFeb 05, 2018
Book PageM01787/717
Instrument2013971333
Lender
NameSUNTRUST MORTGAGE INC
TypeMortgage Company
AddressRICHMOND, VA 23224
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueFeb 01, 2033

Tax Assessment & Valuation

Source: Madison County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateKentucky
MunicipalityBerea City
CountyMadison County
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,056.00 (-0.09%) Additional exemption filed$112,000 (+2.75%)$112,000 (+2.75%)
2023$1,057.00$109,000$109,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Madison County (21151C), updated December 21, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211510112023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 10 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies10 in force

Wildfire

Wildfire RiskLow
above 20% of the US · above 37% of Kentucky
Wildfire LikelihoodAbout 1 in 4,762 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 237 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Metronet HoldingsFiber5,120 / 5,120
Uniti GroupFiber2,000 / 2,000
SpectrumCable1,000 / 1,000

May also be available at this address: Uniti Group, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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