113 Lazy Br, Elgin, TX 78621 Property Records

Bastrop County property record for 113 Lazy Br, Elgin, TX 78621

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,127 sqft · built 1986
Lot Size	1.33 acres (58,022 sqft)
Owner	2 Individual Names on Record
Last Sale	$371,500 (Jan 2020)
Tax Bill	$7,408 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R15106`

Property Details

APN / Parcel Number

Primary APN	`R15106`
Alternative APN	`O0210066`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,127 sqft Living Area
1st Floor Area	1,352 sqft
2nd Floor Area	280 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	58,022 sqft (1.33 acres)
Garage Type	Detached
Garage Area	1,200 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	60 sqft
Deck Area	787 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	113 LAZY BR
City	ELGIN
State	TX
Zip	78621-9734
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CEDAR HILLS SEC 1, LOT (32 RESUB), LOTS 56 FR & 57, ACRES 1.332
Legal Subdivision	CEDAR HILLS SEC 1 LOTS 20,32 (RESUB)
Legal Block	3
Legal Lot Number	56
Jurisdiction	BASTROP TX
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3012
Census Tract	950101

Owner

Source: Bastrop County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	113 LACY DR, ELGIN, TX 78621-3606
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Jan 3, 2020	Vendor's Lien, Transfer · VA Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 3, 2020 · Amount on Record
Deed Sale	Jan 3, 2020 · Amount on Record
Prior Sale	Mar 8, 2011 · Amount on Record
Deed Document Number	202097
Prior Transfer Date	Dec 31, 2019
Prior Transfer Doc	202000097
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BASTROP TX
Property Address	113 LAZY BR, ELGIN, TX 78621-9734
Transaction Type	Mortgage
Record Updated	Jul 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202016479
Date	Sep 24, 2020
Instrument	202016479

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

January 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BASTROP TX
Recording Date	Jan 3, 2020
Property Address	113 LAZY BR, ELGIN, TX 78621-9734
Document Number	202000097
Map Reference	CAB 1 PG 98A
Instrument Date	Dec 31, 2019
Instrument	202000097
Transaction Type	Transfer
Record Updated	Jul 20, 2021
Title Company	INDEPENDENCE TITLE AGENCY, INDEPENDENCE TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1005 NEAL ST, 1005, NAVASOTA, TX 77868-2519

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	113 LAZY BR, ELGIN, TX 78621-9734

Mortgage

Document Number	202000098
Date	Jan 3, 2020
Instrument	202000098

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Bastrop County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bastrop County
Unified School District	Elgin Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,408.00 (+6.06%) Homeowner's exemption	$466,808 (-8.14%) Land $167,141 Building $299,667	$466,808 (-8.14%) Land $167,141 Building $299,667
2024	$6,985.00
2023	Homeowner's exemption	$508,200 Land $167,141 Building $341,059	$508,200 Land $167,141 Building $341,059
2022	$6,901.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2015)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Nov 2015 · other causes
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Oct 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 89% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA WSC serves 86,325 people · EPA ID TX0110013
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	27 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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