106 Lazy Br, Elgin, TX 78621 Property Records

Bastrop County property record for 106 Lazy Br, Elgin, TX 78621

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,268 sqft · built 1984
Lot Size	1.53 acres (66,799 sqft)
Owner	Individual Name on Record
Tax Bill	$7,144 (2025)
Deeds & Mortgages	Mar 2018 Mortgage Mar 2018 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`R15112`

Property Details

APN / Parcel Number

Primary APN	`R15112`
Alternative APN	`O0223517`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,268 sqft Living Area
Gross Area	2,616 sqft
1st Floor Area	2,268 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1995
Lot Area	66,799 sqft (1.53 acres)
Garage Type	Detached
Garage Area	744 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	504 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	106 LAZY BR
City	ELGIN
State	TX
Zip	78621-9734
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CEDAR HILLS SEC 1, LOT (32 RESUB), LOTS 59 & 60, ACRES 1.5335
Legal Subdivision	CEDAR HILLS SEC 1 LOTS 20,32 (RESUB)
Legal Block	3
Legal Lot Number	59,60
Jurisdiction	BASTROP TX
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3012
Census Tract	950101

Owner

Source: Bastrop County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	106 LAZY BR, ELGIN, TX 78621-9734
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2018	Deed of Trust, Mortgage · Stand-Alone First Mortgage NATIONS RELIABLE LENDING LLC
Mar 5, 2018	Deed of Trust, Mortgage · Stand-Alone First Mortgage NATIONS RELIABLE LENDING LLC
Feb 22, 2017	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA
Jan 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage BARTON CREEK LENDING GROUP LLC
Oct 21, 2019	Deed of Trust, Mortgage · Conventional Mortgage THE ANDERSON FINANCIAL GROUP INC
May 26, 2017	Warranty Deed, Transfer INDEPENDENCE TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 26, 2017
Deed Sale	May 26, 2017
Prior Sale	Jan 27, 2015 · Amount on Record
Deed Document Number	20177616
Record Updated	Sep 20, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BASTROP TX
Property Address	106 LAZY BR, ELGIN, TX 78621-9734
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201803304
Date	Mar 9, 2018
Instrument	201803304

Lender

Name	NATIONS RELIABLE LENDING LLC
Type	Lending Institution
Address	HOUSTON, TX 77098

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BASTROP TX
Property Address	106 LAZY BR, ELGIN, TX 78621-9734
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201803304
Date	Mar 5, 2018
Instrument	201803304

Lender

Name	NATIONS RELIABLE LENDING LLC
Type	Lending Institution
Address	HOUSTON, TX 77098

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BASTROP TX
Property Address	106 LAZY BR, ELGIN, TX 78621-9734
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201702535
Date	Feb 22, 2017
Instrument	201702535

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BASTROP TX
Property Address	106 LAZY BR, ELGIN, TX 78621-9734
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100885
Date	Jan 15, 2021
Instrument	202100885

Lender

Name	BARTON CREEK LENDING GROUP LLC
Type	Mortgage Company
Address	AUSTIN, TX 78746

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BASTROP TX
Property Address	106 LAZY BR, ELGIN, TX 78621-9734
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201916288
Date	Oct 21, 2019
Instrument	201916288

Lender

Name	THE ANDERSON FINANCIAL GROUP INC
Type	Mortgage Company
Address	CHICAGO, IL 60614

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BASTROP TX
Recording Date	May 26, 2017
Property Address	106 LAZY BR, ELGIN, TX 78621-9734
Document Number	201707616
Map Reference	CAB1 PG98A
Instrument Date	May 26, 2017
Instrument	201707616
Transaction Type	Transfer
Record Updated	Nov 22, 2021
Title Company	INDEPENDENCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7528 DOGWOOD TRL, 7528, ATHENS, TX 75751-6501

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 LAZY BR, ELGIN, TX 78621-9734

Tax Assessment & Valuation

Source: Bastrop County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bastrop County
Unified School District	Elgin Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,144.00 (+10.42%) Homeowner's exemption	$453,330 (-4.45%) Land $179,637 Building $273,693	$453,330 (-4.45%) Land $179,637 Building $273,693
2024	$6,470.00
2023	Homeowner's exemption	$474,419 Land $179,637 Building $294,782	$474,419 Land $179,637 Building $294,782
2022	$6,433.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2015)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Nov 2015 · other causes
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Oct 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 89% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA WSC serves 86,325 people · EPA ID TX0110013
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	27 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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