Montgomery County and Charleston Town property record for 113 Island Rd, Esperance, NY 12066
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 1 ba · 1,628 sqft · built 1900 |
| Lot Size | 14.5 acres (633,798 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,362 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 272400 138.1-1-12 |
| Primary APN | 272400 138.1-1-12 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,628 sqft Living Area |
| 1st Floor Area | 1,024 sqft |
| 2nd Floor Area | 400 sqft |
| Upper Floors Area | 204 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 633,798 sqft (14.5 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 298 sqft |
| Shed | 1 Shed |
| Pole Barn | Pole Barn |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0197 |
|---|---|
| Street Address | 113 ISLAND RD |
| City | ESPERANCE |
| State | NY |
| Zip | 12066-2716 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | 03 - MULTI |
| Legal Block | 1 |
| Legal Lot Number | 12.000 |
| Jurisdiction | MONTGOMERY NY |
| Township / Civil Division | CHARLESTON |
| Census Block Group | 3 |
| Census Block | 3063 |
| Census Tract | 72800 |
Source: Montgomery County and Charleston Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 113 ISLAND RD, ESPERANCE, NY 12066-2716 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
Source: Montgomery County and Charleston Town assessment roll, as of May 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Montgomery County |
| County Subdivision | Charleston Town |
| Unified School District | Duanesburg Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,362.00 (+88.75%) Homeowner's exemption | ||
| 2025 | $2,311.00 | $120,100 (-) Land $23,300 Building $96,800 | $207,069 (+17.24%) Land $40,172 Building $166,897 |
| 2023 | $120,100 Land $23,300 Building $96,800 | $176,618 Land $34,265 Building $142,353 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 20 (1980–2011) |
| Claims Outside the SFHA | 3 of 20 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 89% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 980 / 880 |
| Starlink Satellite | 280 / 30 |
No cell data coverage reported
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