104 Island Rd, Esperance, NY 12066 Property Records

Montgomery County and Charleston Town property record for 104 Island Rd, Esperance, NY 12066

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,620 sqft · built 1850
Lot Size	0.44 acres (19,166 sqft)
Owner	Individual Name on Record
Last Sale	$4,500 (Jun 2013)
Tax Bill	$2,206 (2026)
Deeds & Mortgages	May 2020 Sale Oct 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`272400 138.1-1-11`

Property Details

APN / Parcel Number

Primary APN	`272400 138.1-1-11`
Alternative APNs	`240013800100010110000000` `0005`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,620 sqft Living Area
1st Floor Area	810 sqft
2nd Floor Area	810 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1850
Effective Year Built	Effective 1850
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	19,166 sqft (0.44 acres)
Lot Dimensions	91.8 ft deep x 171 ft wide
Porch	Porch
Porch Area	180 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0005
Street Address	104 ISLAND RD
City	ESPERANCE
State	NY
Zip	12066-2715
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	03 - MULTI
Legal Description	TRANSFER IN CONJUNCTION
Legal Block	1
Legal Lot Number	11.000
Jurisdiction	MONTGOMERY NY
Township / Civil Division	CHARLESTON
Census Block Group	3
Census Block	3087
Census Tract	72800

Owner

Source: Montgomery County and Charleston Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	19 KLINE ST, AMSTERDAM, NY 12010-5313
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 15, 2020	Grant Deed, Transfer NOT AVAILABLE
Oct 27, 2020	Grant Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 13, 2013 · Amount on Record
Deed Sale	Jun 13, 2013 · Amount on Record
Prior Sale	Apr 19, 2013
Deed Book / Page	2013 / 52734
Prior Transfer Date	Jun 10, 2013
Record Updated	Oct 29, 2026

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTGOMERY NY
Recording Date	May 15, 2020
Property Address	104 ISLAND RD, ESPERANCE, NY 12066-2715
Document Number	0000087829
Instrument Date	Apr 13, 2020
Instrument	87829
Transaction Type	Transfer
Record Updated	Jul 7, 2020
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 KLINE ST AMSTERDAM NY 120105313, AMSTERDAM, NY 12010-5313

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTGOMERY NY
Recording Date	Oct 27, 2020
Property Address	104 ISLAND RD, ESPERANCE, NY 12066-2715
Document Number	0000089961
Instrument Date	Mar 22, 2020
Instrument	89961
Transaction Type	Transfer
Record Updated	Dec 2, 2020
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 KLINE ST AMSTERDAM NY 120105313, AMSTERDAM, NY 12010-5313

Tax Assessment & Valuation

Source: Montgomery County and Charleston Town assessment roll, as of May 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Montgomery County
County Subdivision	Charleston Town
Unified School District	Duanesburg Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,206.00 (+313.11%)
2025	$534.00	$27,765 (-) Land $6,200 Building $21,565	$47,871 (+17.24%) Land $10,690 Building $37,181
2023		$27,765 (-) Land $6,200 Building $21,565	$40,831 (+16.18%) Land $9,118 Building $31,713
2022		$27,765 Land $6,200 Building $21,565	$35,146 Land $7,848 Building $27,298

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	20 (1980–2011)
Claims Outside the SFHA	3 of 20
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Irene, Aug 2011 · 6 claims Severe Storms And Flooding, Apr 2005 · 9 claims Flooding, Apr 1987 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 89% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	980 / 880
Starlink Satellite	280 / 30

Cell Coverage

No cell data coverage reported

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