113 Grant Rd, Winter Haven, FL 33884 Property Records

Polk County property record for 113 Grant Rd, Winter Haven, FL 33884

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,582 sqft · built 1973
Lot Size	0.258 acres (11,247 sqft)
Owner	2 Individual Names on Record
Last Sale	$170,000 (Sep 2017)
Tax Bill	$1,605 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Mar 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26-28-35-662640-001401`

Property Details

APN / Parcel Number

Primary APN	`26-28-35-662640-001401`
Alternative APNs	`352826662640001401` `52826000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,582 sqft Living Area
Gross Area	2,122 sqft
1st Floor Area	1,582 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	11,247 sqft (0.258 acres)
Lot Dimensions	150 ft deep x 75 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	540 sqft
Porch	Unfinished Open Porch
Porch Area	70 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	113 GRANT RD
City	WINTER HAVEN
State	FL
Zip	33884-2236
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	ELOISE WOODS EAST LAKE FLORENCE UNIT PB 17 PG 47 IN S35 T28 R26 LOTS 140 N 5 FT & 141 & S 15 FT OF 142 BEING LOT 33 OF UNREC GARDEN GROVE WEST
Legal Range	26E
Legal Township	28S
Legal Section	35
Legal Subdivision	ELOISE WOODS EAST LAKE FLORENCE UNIT
Legal Tract	662640
Legal Block	1
Legal Lot Number	140
Legal Unit	PB
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	1
Census Block	1036
Census Tract	14001

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	113 GRANT RD, WINTER HAVEN, FL 33884-2236
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Mar 28, 2019	Deed of Trust, Mortgage · Conventional with PMI FREEDOM MTG
Sep 5, 2017	Warranty Deed, Transfer · FHA Mortgage MIDFLORIDA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 5, 2017 · Amount on Record
Deed Sale	Sep 5, 2017 · Amount on Record
Prior Sale	Jul 24, 2015 · Amount on Record
Deed Document Number	2017171653
Deed Book / Page	10253 / 1091
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	113 GRANT RD, WINTER HAVEN, FL 33884-2236
Transaction Type	Mortgage
Record Updated	Mar 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	113 GRANT RD, WINTER HAVEN, FL 33884-2236

Mortgage

Document Number	0000063016
Date	Mar 11, 2021
Book Page	11618/1955
Instrument	2021063016

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2036

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	113 GRANT RD, WINTER HAVEN, FL 33884-2236
Document Number	0108002274
Instrument Date	Mar 28, 2019
Transaction Type	Mortgage
Record Updated	Apr 19, 2019
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	113 GRANT RD WINTER HAVEN FL 338842236, WINTER HAVEN, FL 33884-2236

Mortgage

Document Number	0108002274
Date	Apr 5, 2019
Book Page	010800/002274
Instrument	68718

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Apr 4, 2034

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Sep 5, 2017
Property Address	113 GRANT RD, WINTER HAVEN, FL 33884-2236
Document Number	0102531091
Book / Page	010253 / 001091
Instrument Date	Aug 21, 2017
Instrument	171653
Transaction Type	Transfer
Record Updated	Sep 25, 2017
Title Company	INTEGRITY FIRST TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,190.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	113 GRANT RD WINTER HAVEN FL 338842236, WINTER HAVEN, FL 33884-2236

Mortgage

Document Number	102531092
Date	Sep 5, 2017
Book Page	010253/001092
Instrument	171654

Lender

Name	MIDFLORIDA CU
Address	LAKELAND, FL 33801

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 4, 2047

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$165,944 (+2.7%)	$211,999 (+0.14%) Land $39,748 Building $172,251
2025	$1,605.00 (-15.57%) Homeowner's exemption	$161,581 (+10.83%)	$211,711 (-0.83%) Land $39,748 Building $171,963
2023	$1,901.00 (+3.6%) Homeowner's exemption	$145,790 (+3%)	$213,490 (+2.7%) Land $38,748 Building $174,742
2022	$1,835.00 Homeowner's exemption	$141,544	$207,885 Land $32,624 Building $175,261

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 43 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	134 units insured incl. 91 condo units
Nearby Flood Claims	22 (1979–2022)
Claims Outside the SFHA	4 of 22
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Hurricane Frances, Sep 2004 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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