112 Grant Rd, Winter Haven, FL 33884 Property Records

Polk County property record for 112 Grant Rd, Winter Haven, FL 33884

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,277 sqft · built 1973
Lot Size	0.272 acres (11,848 sqft)
Owner	2 Individual Names on File
Last Sale	$181,000 (Aug 2020)
Tax Bill	$2,225 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-28-35-662640-000830`

Property Details

APN / Parcel Number

Primary APN	`26-28-35-662640-000830`
Alternative APNs	`352826662640000830` `52826000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,277 sqft Living Area
Gross Area	1,718 sqft
1st Floor Area	1,277 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	11,848 sqft (0.272 acres)
Lot Dimensions	158 ft deep x 75 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	441 sqft
Porch	Enclosed/Unfinished Porch
Porch Area	392 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	112 GRANT RD
City	WINTER HAVEN
State	FL
Zip	33884-2203
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	ELOISE WOODS EAST LAKE FLORENCE UNIT PB 17 PG 47 IN S35 T28 R26 LOTS 83 & N 15 FT OF 84 BEING LOT 62 OF UNREC GARDEN GROVE WEST
Legal Range	26E
Legal Township	28S
Legal Section	35
Legal Subdivision	ELOISE WOODS EAST LAKE FLORENCE UNIT
Legal Tract	662640
Legal Block	1
Legal Lot Number	83
Legal Unit	PB
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	1
Census Block	1026
Census Tract	14001

Owner

112 Grant Rd is owned and occupied by two individuals who bought it in August 2020.

Source: Polk County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	112 GRANT RD, WINTER HAVEN, FL 33884-2203
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 7, 2020 · Amount on File
Deed Sale	Aug 7, 2020 · Amount on File
Prior Sale	May 13, 2013 · Amount on File
Deed Document Number	2020159896
Deed Book / Page	11327 / 663
Prior Transfer Date	Aug 21, 2017
Prior Transfer Doc	0000219931
Record Updated	Oct 29, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Aug 7, 2020
Property Address	112 GRANT RD, WINTER HAVEN, FL 33884-2203
Document Number	0113270663
Book / Page	011327 / 000663
Instrument Date	Aug 3, 2020
Instrument	159896
Transaction Type	Transfer
Record Updated	Aug 27, 2020
Title Company	FIRST AMERICAN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,267.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	112 GRANT RD WINTER HAVEN FL 338842203, WINTER HAVEN, FL 33884-2203

Mortgage

Document Number	113270664
Date	Aug 7, 2020
Book Page	011327/000664
Instrument	159897

Lender

Name	PRIMARY RESID'L MTG
Type	Mortgage Company
Address	SALT LAKE CITY, UT 84116

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 6, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 112 Grant Rd was $2,225 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$211,562 (+1.54%) Land $40,109 Building $171,453	$211,562 (+1.54%) Land $40,109 Building $171,453
2025	$2,225.00 Homeowner's exemption	$208,355 Land $40,109 Building $168,246	$208,355 Land $40,109 Building $168,246
2023	$2,761.00 (+2.91%) Homeowner's exemption	$209,557 (+3%)	$216,067 (+6.2%) Land $39,109 Building $176,958
2022	$2,683.00 Homeowner's exemption	$203,453 Land $32,924 Building $170,529	$203,453 Land $32,924 Building $170,529

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 112 Grant Rd in Zone X, an area of minimal flood risk, though there have been 22 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 43 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	134 units insured incl. 91 condo units
Nearby Flood Claims	22 (1979–2022)
Claims Outside the SFHA	4 of 22
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Hurricane Frances, Sep 2004 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 112 Grant Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20