113 Gracecroft Ct, Havre De Grace, MD 21078 Property Records

Harford County property record for 113 Gracecroft Ct, Havre De Grace, MD 21078

Property Summary

Property TypeTownhouse
Details2.5 ba · 1,512 sqft · built 1997
Lot Size0.059 acres (2,556 sqft)
OwnerIndividual Name on Record
Last Sale$195,850 (Oct 2018)
Tax Bill$2,344 (2026)
Deeds & MortgagesOct 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-055109

Property Details

APN / Parcel Number

Primary APN06-055109
Alternative APNs
  • 6055109
  • 055109

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,512 sqft Total Area

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area2,556 sqft (0.059 acres)
Deck Area144 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number055109
Street Address113 GRACECROFT CT
CityHAVRE DE GRACE
StateMD
Zip21078-2541
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeR2
Legal DescriptionLOT 51 2556.03 SF 113 GRACECROFT COURT GRACECROFT S1 PT 80/62
Legal SubdivisionVILLAGE OF GRACECROFT
Legal Lot Number51
JurisdictionHARFORD MD
Township / Civil Division6, HAVRE DE GRACE
Census Block Group3
Census Block3009
Census Tract306400

Owner

Source: Harford County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address113 GRACECROFT CT, HAVRE DE GRACE, MD 21078-2541
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 30, 2018 · Amount on Record
Deed SaleOct 30, 2018 · Amount on Record
Prior SaleSep 15, 2005 · Amount on Record
Deed Book / Page13039 / 318
Record UpdatedOct 29, 2026

October 2018: Deed, Transfer

Document TypeDeed
JurisdictionHARFORD MD
Recording DateOct 30, 2018
Property Address113 GRACECROFT CT, HAVRE DE GRACE, MD 21078-2541
Document Number0130390318
Book / Page13039 / 0318
Map ReferenceMB80 FO62
Instrument DateOct 15, 2018
Transaction TypeTransfer
Record UpdatedMay 3, 2022
Title CompanyKEY TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,148.13
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address113 GRACECROFT CT, HAVRE DE GRACE, MD 21078-2541

Mortgage

Document Number0013039326
DateOct 30, 2018
Instrument13039/326
Lender
NameMADISON BANK OF MARYLAND
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2048

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHarford County
MunicipalityHavre De Grace City
Unified School DistrictHarford County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,344.00 (+19.35%) Homeowner's exemption$245,967 (+23.64%)$265,900 (+29.02%) Land $75,000 Building $190,900
2025$1,964.00 (+7.44%) Homeowner's exemption
2023$198,933$206,100 Land $56,500 Building $149,600
2022$1,828.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims5 (2013–2025)
Claims Outside the SFHA4 of 5
Most Recent ClaimJul 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 94% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HAVRE DE GRACE
serves 14,000 people · EPA ID MD0120012
Water SourceSurface water
Last State InspectionSep 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2016
Treatment and ProcedureOrganic carbon removal
Oct 2023
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
IQ Fiber
Fiber
1,000 / 1,000

May also be available: Verizon.

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