107 Gracecroft Ct, Havre De Grace, MD 21078 Property Records

Harford County property record for 107 Gracecroft Ct, Havre De Grace, MD 21078

Property Summary

Property Type	Townhouse
Details	2.5 ba · 1,432 sqft · built 1997
Lot Size	0.04 acres (1,721 sqft)
Owner	2 Individual Names on Record
Last Sale	$227,000 (Jun 2021)
Tax Bill	$2,366 (2026)
Deeds & Mortgages	Apr 2019 Mortgage Jun 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-055133`

Property Details

APN / Parcel Number

Primary APN	`06-055133`
Alternative APNs	`6055133` `055133`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,432 sqft Total Area

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,721 sqft (0.04 acres)
Deck Area	60 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	055133
Street Address	107 GRACECROFT CT
City	HAVRE DE GRACE
State	MD
Zip	21078-2541
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R2
Legal Description	LOT 54 1721.43 SF 107 GRACECROFT COURT GRACECROFT S1 PT 80/62
Legal Subdivision	GRACECROFT
Legal Lot Number	54
Jurisdiction	HARFORD MD
Township / Civil Division	6, HAVRE DE GRACE
Census Block Group	3
Census Block	3009
Census Tract	306400

Owner

Source: Harford County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	107 GRACECROFT CT, HAVRE DE GRACE, MD 21078-2541
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED MUTUAL FUNDING CORP
Jun 22, 2021	Deed, Transfer · FHA Mortgage QUICKEN LOANS LLC
Aug 24, 2017	Grant Deed, Transfer KEY TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2021 · Amount on Record
Deed Sale	Jun 22, 2021 · Amount on Record
Prior Sale	Aug 24, 2017 · Amount on Record
Deed Book / Page	14849 / 179
Prior Transfer Date	Apr 16, 2009
Prior Transfer Doc	0081270544
Record Updated	Oct 29, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	107 GRACECROFT CT, HAVRE DE GRACE, MD 21078-2541
Transaction Type	Mortgage
Record Updated	Oct 24, 2022
Title Company	ELITE SETTLEMENTS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0132410361
Date	Apr 30, 2019
Book Page	13241/0361

Lender

Name	UNITED MUTUAL FUNDING CORP
Type	Mortgage Company
Address	BRANDON, FL 33511

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2034

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Jun 22, 2021
Property Address	107 GRACECROFT CT, HAVRE DE GRACE, MD 21078-2541
Document Number	0148490179
Book / Page	14849 / 179
Map Reference	MB CGH 80 PG 62
Instrument Date	Jun 18, 2021
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	COMMUNITY SETTLEMENT GROUP LLC, COMMUNITY STLMT GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	107 GRACECROFT CT, HAVRE DE GRACE, MD 21078-2541

Mortgage

Document Number	0014849184
Date	Jun 22, 2021
Instrument	14849/184

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HARFORD MD
Recording Date	Aug 24, 2017
Property Address	107 GRACECROFT CT, HAVRE DE GRACE, MD 21078-2541
Document Number	0124840024
Book / Page	012484 / 000024
Instrument Date	Aug 11, 2017
Transaction Type	Transfer
Record Updated	Sep 4, 2017
Title Company	KEY TITLE

Transaction

Amount	Amount Recorded
Tax	$140.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	107 GRACECROFT CT HAVRE DE GRACE MD 210782541, HAVRE DE GRACE, MD 21078-2541

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Municipality	Havre De Grace City
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,366.00 (+15.92%)	$248,233 (+7.38%)	$265,300 (-) Land $70,000 Building $195,300
2025	$2,041.00 (+14.47%)	$231,167 (+15.24%)	$265,300 (+23.91%) Land $70,000 Building $195,300
2023		$200,600	$214,100 Land $56,000 Building $158,100
2022	$1,783.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (2013–2025)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Jul 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 85% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HAVRE DE GRACE serves 14,000 people · EPA ID MD0120012
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2016
Treatment and Procedure	Organic carbon removal Oct 2023
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
IQ Fiber Fiber	1,000 / 1,000

May also be available: Verizon.

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