113 Garfield Ave, Union, MO 63084 Property Records

Franklin County property record for 113 Garfield Ave, Union, MO 63084

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,752 sqft · built 1920
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$343,934 (May 2026)
Tax Bill	$1,958 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Dec 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`17-8-27.0-4-004-174.000`

Property Details

APN / Parcel Number

Primary APN	`17-8-27.0-4-004-174.000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,752 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Construction Type	Frame
Lot Area	8,712 sqft (0.2 acres)
Garage Area	200 sqft

Location & Zoning

Street Address	113 GARFIELD AVE
City	UNION
State	MO
Zip	63084-1740
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:7&PT8 REINHARDS ADDN
Legal Range	1W
Legal Township	43N
Legal Section	27
Legal Subdivision	REINHARDS
Legal Lot Number	7
Jurisdiction	FRANKLIN MO
Township / Civil Division	UNION
Census Block Group	2
Census Block	2066
Census Tract	800604

Owner

Source: Franklin County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	113 GARFIELD AVE, UNION, MO 63084-1740
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 21, 2026	Quit Claim Deed, Transfer · Conventional Mortgage GUILD MORTGAGE COMPANY
Dec 11, 2024	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Jan 10, 2024	Warranty Deed, Transfer · Commercial Mortgage UNITED BANK OF UNION
Sep 24, 2019	Quit Claim Deed, Mortgage · Line of Credit FIRST ST CMNTY BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 21, 2026 · Amount on Record
Deed Sale	May 21, 2026 · Amount on Record
Prior Sale	Dec 11, 2024 · Amount on Record
Deed Document Number	20262606672
Prior Transfer Date	May 12, 2026
Prior Transfer Doc	0002606672
Record Updated	Oct 29, 2026

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN MO
Recording Date	May 21, 2026
Property Address	113 GARFIELD AVE, UNION, MO 63084-1740
Document Number	0002606672
Instrument Date	May 12, 2026
Instrument	2026.2606672
Transaction Type	Transfer
Record Updated	May 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0002606673,
Date	May 21, 2026
Instrument	2026..2606673

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

December 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Dec 11, 2024
Property Address	113 GARFIELD AVE, UNION, MO 63084-1740
Document Number	0002414501
Map Reference	PB B PG 35
Instrument Date	Dec 10, 2024
Instrument	2414501
Transaction Type	Transfer
Record Updated	Jun 17, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	113 GARFIELD AVE, UNION, MO 63084-1740

Mortgage

Document Number	0002414502
Date	Dec 11, 2024
Instrument	2414502

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2055

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Jan 10, 2024
Property Address	113 GARFIELD AVE, UNION, MO 63084-1740
Document Number	0002400393
Map Reference	PB B PG 35
Instrument Date	Jan 9, 2024
Instrument	2400393
Transaction Type	Transfer
Record Updated	Jun 17, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 DELMAR AVE, UNION, MO 63084-1319

Mortgage

Document Number	0002400394
Date	Jan 10, 2024
Instrument	2400394

Lender

Name	UNITED BANK OF UNION
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

September 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN MO
Recording Date	Sep 24, 2019
Property Address	113 GARFIELD AVE, UNION, MO 63084-1740
Document Number	0000012781
Instrument Date	Sep 20, 2019
Instrument	12781
Transaction Type	Mortgage
Record Updated	Oct 4, 2019
Title Company	US TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	928 BROKEN ARROW DR LABADIE MO 630551331, LABADIE, MO 63055-1331

Mortgage

Document Number	12782
Date	Sep 24, 2019
Instrument	12782

Lender

Name	FIRST ST CMNTY BK
Type	Bank
Address	WASHINGTON, MO 63090

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Municipality	Union City
Unified School District	Union R-XI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,958.00 (+53.09%)	$32,844 (+54.36%)	$172,860 (+54.37%) Land $15,430 Building $157,430
2023	$1,279.00 (+10.16%)	$21,277	$111,980 Land $15,430 Building $96,550
2022	$1,161.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION PWS serves 12,348 people · EPA ID MO6010801
Water Source	Groundwater
Last State Inspection	Nov 2022
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Wave Internet Technologies Fixed Wireless	100 / 100
AT&T Fixed Wireless · DSL in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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