5 Garfield Ave, Union, MO 63084 Property Records

Franklin County property record for 5 Garfield Ave, Union, MO 63084

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,218 sqft · built 1930
Lot Size0.1 acres (4,356 sqft)
OwnerIndividual Name on Record
Tax Bill$913 (2025)
Deeds & MortgagesJan 2022 Mortgage
Jun 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN17-8-27.0-4-004-183.000

Property Details

APN / Parcel Number

Primary APN17-8-27.0-4-004-183.000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area1,218 sqft Living Area

Exterior

Year BuiltBuilt 1930
Architectural StyleA-Frame
Construction TypeFrame
Lot Area4,356 sqft (0.1 acres)
Garage Area200 sqft

Location & Zoning

Street Address5 GARFIELD AVE
CityUNION
StateMO
Zip63084-1738
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT:PT2&PT3 REINHARDS ADDN
Legal Range01W
Legal Township43
Legal Section27
Legal QuarterSE
Legal SubdivisionREINHARDS
Legal Block5
Legal Lot Number2
JurisdictionFRANKLIN MO
Township / Civil DivisionUNION
Census Block Group2
Census Block2049
Census Tract800604

Owner

Source: Franklin County records, as of November 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1832 GROTEMAC LAKE RD, LEASBURG, MO 65535-7117
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 14, 2022Deed of Trust, Mortgage · Conventional Mortgage
FIRST STATE COMMUNITY BANK
Jun 22, 2022Warranty Deed, Transfer · Conventional Mortgage
GUILD MORTGAGE CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 22, 2022
Deed SaleJun 22, 2022
Deed Document Number2210005
Record UpdatedJun 8, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN MO
Property Address5 GARFIELD AVE, UNION, MO 63084-1738
Transaction TypeMortgage
Record UpdatedJun 13, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002200806
DateJan 14, 2022
Instrument2200806
Lender
NameFIRST STATE COMMUNITY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN MO
Recording DateJun 22, 2022
Property Address5 GARFIELD AVE, UNION, MO 63084-1738
Document Number0002210005
Map ReferencePB B PG 35
Instrument DateJun 16, 2022
Instrument2210005
Transaction TypeTransfer
Record UpdatedJun 13, 2023

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5 GARFIELD AVE, UNION, MO 63084-1738

Mortgage

Document Number0002210006
DateJun 22, 2022
Instrument2210006
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2052
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

TypeName
StateMissouri
CountyFranklin County
MunicipalityUnion City
Unified School DistrictUnion R-XI School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$913.00 (+5.92%)$15,329 (+6.89%)$80,680 (+6.89%) Land $12,220 Building $68,460
2023$862.00 (+13.57%)$14,341$75,480 Land $12,220 Building $63,260
2022$759.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemUNION PWS
serves 12,348 people · EPA ID MO6010801
Water SourceGroundwater
Last State InspectionNov 2022
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Gateway Fiber
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30
Wave Internet Technologies
Fixed Wireless
100 / 100
AT&T
Fixed Wireless · DSL in parts of the area
100 / 20

May also be available: T-Mobile, Verizon.

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