Clinton County property record for 113 E Water St, Lock Haven, PA 17745
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,367 sqft · built 1900 |
| Lot Size | 0.261 acres (2,480 sqft) |
| Owner | Company Name on File |
| Last Sale | $45,000 (Nov 2020) |
| Tax Bill | $3,019 (2026) |
| Deeds & Mortgages | Jun 2021 Mortgage Nov 2020 Sale |
| Flood Zone | Zone AH (high risk) |
| APN | A-02-0004-Y |
| Primary APN | A-02-0004-Y |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,367 sqft Living Area |
| Gross Area | 2,028 sqft |
| 1st Floor Area | 581 sqft |
| Basement Area | 436 sqft |
| Unfinished Basement | 436 sqft |
| Interior Walls | Plaster |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 2,480 sqft (0.261 acres) |
| Lot Dimensions | 160 ft deep x 15 ft wide |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | A -02-0004-Y |
|---|---|
| Street Address | 113 E WATER ST |
| City | LOCK HAVEN |
| State | PA |
| Zip | 17745-1318 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | POR; 15.5 X 160 |
| Jurisdiction | CLINTON PA |
| Township / Civil Division | LOCK HAVEN |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 30600 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Water Street District listed 1973 · 18 contributing resources · NRIS 73001618 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
113 E Water St is owned by a company that bought it in November 2020.
Source: Clinton County records, as of April 20, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 226 ISLAND RD, LOCK HAVEN, PA 17745-8832 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 17, 2021 | Deed of Trust, Mortgage · Commercial Mortgage WOODLANDS BANK |
| Nov 18, 2020 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 18, 2020 · Amount on File |
| Deed Sale | Nov 18, 2020 · Amount on File |
| Deed Document Number | 20204762 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLINTON PA |
| Property Address | 113 E WATER ST, LOCK HAVEN, PA 17745-1318 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2023 |
| Name | Verified Name |
|---|---|
| Address | 226 ISLAND RD, LOCK HAVEN, PA 17745-8832 |
| Document Number | 0202102725 |
|---|---|
| Date | Jun 17, 2021 |
| Instrument | 2021-02725 |
| Name | WOODLANDS BANK |
|---|---|
| Type | Bank |
| Address | LOCK HAVEN, PA 17745 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | CLINTON PA |
| Recording Date | Nov 18, 2020 |
| Property Address | 113 E WATER ST, LOCK HAVEN, PA 17745-1318 |
| Document Number | 2020004762 |
| Instrument Date | Nov 16, 2020 |
| Instrument | 2020-004762 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $450.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 226 ISLAND RD, LOCK HAVEN, PA 17745-8832 |
The 2026 property tax bill for 113 E Water St was $3,019.
Source: Clinton County assessment roll, as of April 20, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Clinton County |
| Municipality | Lock Haven City |
| Unified School District | Keystone Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,019.00 | $59,000 Land $11,400 Building $47,600 | |
| 2023 | $1,763.00 | $59,000 Land $11,400 Building $47,600 | |
| 2008 | $59,000 Land $11,400 Building $47,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 113 E Water St in Zone AH, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AH high risk · shallow ponding 1–3 ft |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 557.9 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 43 (1979–2004) |
| Claims Outside the SFHA | 2 of 43 |
| Most Recent Claim | Sep 2004 · Tropical Depression Ivan |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 113 E Water St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 91% of Pennsylvania |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LOCK HAVEN WATER DEPT serves 8,450 people · EPA ID PA4180048 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Oct 2016 |
| Monitoring and Reporting | 21 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| River Valley Internet Fixed Wireless | 100 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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