Clinton County property record for 109 E Water St, Lock Haven, PA 17745
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 2,608 sqft · built 1920 |
| Lot Size | 0.086 acres (3,746 sqft) |
| Owner | Company Name on File |
| Last Sale | $93,000 (Apr 2005) |
| Tax Bill | $4,641 (2026) |
| Flood Zone | Zone AH (high risk) |
| APN | A-02-0005-Y |
| Primary APN | A-02-0005-Y |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,608 sqft Living Area |
| Gross Area | 5,348 sqft |
| 1st Floor Area | 1,352 sqft |
| Attic | Attic |
| Attic Area | 1,176 sqft |
| Basement Area | 1,176 sqft |
| Unfinished Basement | 1,176 sqft |
| Interior Walls | Plaster |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 3,746 sqft (0.086 acres) |
| Lot Dimensions | 168 ft deep x 22 ft wide |
| Garage Area | 608 sqft |
| Cooling System | None |
|---|---|
| Heating System | Hot Water |
| Account Number | A -02-0005-Y |
|---|---|
| Street Address | 109 E WATER ST |
| City | LOCK HAVEN |
| State | PA |
| Zip | 17745-1318 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | W POR; 22.3 X 168 |
| Jurisdiction | CLINTON PA |
| Township / Civil Division | LOCK HAVEN |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 30600 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Water Street District listed 1973 · 18 contributing resources · NRIS 73001618 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
109 E Water St is owned by a company that bought it in April 2005.
Source: Clinton County records, as of April 20, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 35 SYLVAN DR, LOCK HAVEN, PA 17745-1030 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 28, 2005 · Amount on File |
| Deed Sale | Apr 28, 2005 · Amount on File |
| Deed Document Number | 20051914 |
| Record Updated | Jun 8, 2026 |
The 2026 property tax bill for 109 E Water St was $4,641.
Source: Clinton County assessment roll, as of April 20, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Clinton County |
| Municipality | Lock Haven City |
| Unified School District | Keystone Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,641.00 | $90,700 Land $12,400 Building $78,300 | |
| 2023 | $2,598.00 | $90,700 Land $12,400 Building $78,300 | |
| 2008 | $90,700 Land $12,400 Building $78,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 109 E Water St in Zone AH, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AH high risk · shallow ponding 1–3 ft |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 557.9 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 43 (1979–2004) |
| Claims Outside the SFHA | 2 of 43 |
| Most Recent Claim | Sep 2004 · Tropical Depression Ivan |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 109 E Water St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 91% of Pennsylvania |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LOCK HAVEN WATER DEPT serves 8,450 people · EPA ID PA4180048 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Oct 2016 |
| Monitoring and Reporting | 21 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| River Valley Internet Fixed Wireless | 100 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures