113 E Water St, Bainbridge, GA 39817 Property Records

Decatur County property record for 113 E Water St, Bainbridge, GA 39817

Property Summary

Property Type	Office Building
Details	1 ba · 2,604 sqft · built 1890
Lot Size	0.03 acres (1,307 sqft)
Owner	Company Name on File
Last Sale	$119,000 (Oct 2018)
Tax Bill	$1,814 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Oct 2018 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`B0260-014-000`

Property Details

APN / Parcel Number

Primary APN	`B0260-014-000`
Alternative APNs	`B026000000014000` `12009`

Interior

Full Baths	1 Bath
Plumbing Fixtures	4 Plumbing Fixtures
Stories	2 Stories
Building Area	2,604 sqft Total Area
1st Floor Area	1,302 sqft
Flooring	Tile
Interior Walls	Plaster

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1986
Exterior Material	Brick
Construction Type	Heavy Frame
Roof Material	Metal
Lot Area	1,307 sqft (0.03 acres)
Lot Dimensions	32 ft deep x 40 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	12009
Street Address	113 E WATER ST
City	BAINBRIDGE
State	GA
Zip	39817-3661
Property Category	Commercial
Property Type	Commercial > Office > Office Building
Legal Description	434 353 113 WATER ST
Jurisdiction	DECATUR GA
Township / Civil Division	BAINBRIDGE
Census Block Group	1
Census Block	1012
Census Tract	970301

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Bainbridge Residential Historic District listed 1987 · 198 contributing resources · NRIS 87001907

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

113 E Water St, a commercial property, is owned by a company that bought it in October 2018.

Source: Decatur County records, as of May 11, 2026

Owner of Record	Company Name on File
Mailing Address	113 W WATER ST, BAINBRIDGE, GA 39817-3663
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2026	Deed of Trust, Mortgage FIRST PORT CITY BANK
Oct 1, 2018	Warranty Deed, Transfer
Oct 1, 2018	Warranty Deed, Transfer
Oct 1, 2018	Warranty Deed, Transfer
Oct 1, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 1, 2018 · Amount on File
Deed Sale	Oct 1, 2018 · Amount on File
Prior Sale	Jan 3, 2011 · Amount on File
Deed Document Number	2018884
Deed Book / Page	434 / 353
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DECATUR GA
Recording Date	Apr 2, 2026
Property Address	113 E WATER ST, BAINBRIDGE, GA 39817-3661
Document Number	0562000754
Book / Page	562 / 754
Instrument Date	Apr 1, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	113 W WATER ST, BAINBRIDGE, GA 39817-3663

Mortgage

Document Number	0562000754,
Date	Apr 2, 2026
Book Page	562/754

Lender

Name	FIRST PORT CITY BANK

Agreement

Amount	Amount on Record
Term	120 Months
Due	Apr 1, 2036

Interest

Rate	6%
Max Rate	-1%

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DECATUR GA
Recording Date	Oct 1, 2018
Property Address	113 E WATER ST, BAINBRIDGE, GA 39817-3661
Document Number	434/351
Book / Page	434 / 351
Instrument Date	Oct 1, 2018
Instrument	2018-000883
Transaction Type	Transfer
Record Updated	Feb 6, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6865 FIVE FORKS RD, BOSTON, GA 31626-3257

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DECATUR GA
Recording Date	Oct 1, 2018
Property Address	113 E WATER ST, BAINBRIDGE, GA 39817-3661
Document Number	434/353
Book / Page	434 / 353
Instrument Date	Oct 1, 2018
Instrument	2018-000884
Transaction Type	Transfer
Record Updated	Feb 6, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	113 W WATER ST, BAINBRIDGE, GA 39817-3663

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DECATUR GA
Recording Date	Oct 1, 2018
Property Address	113 E WATER ST, BAINBRIDGE, GA 39817-3661
Document Number	000434/353
Book / Page	434 / 353
Instrument Date	Oct 1, 2018
Instrument	2018-000884
Transaction Type	Transfer
Record Updated	Feb 14, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	113 W WATER ST, BAINBRIDGE, GA 39817-3663

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DECATUR GA
Recording Date	Oct 1, 2018
Property Address	113 E WATER ST, BAINBRIDGE, GA 39817-3661
Document Number	000434/351
Book / Page	434 / 351
Instrument Date	Oct 1, 2018
Instrument	2018-000883
Transaction Type	Transfer
Record Updated	Feb 14, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6865 FIVE FORKS RD, BOSTON, GA 31626-3257

Tax Assessment & Valuation

The 2025 property tax bill for 113 E Water St was $1,814.

Source: Decatur County assessment roll, as of February 19, 2026

Property Jurisdictions

Type	Name
State	Georgia
Municipality	Bainbridge City
County	Decatur County
Unified School District	Decatur County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,814.00	$56,289 Land $1,775 Building $54,514	$140,722 Land $4,437 Building $136,285
2023	$1,740.00 (-2.25%)	$56,425 Land $1,911 Building $54,514	$141,063 Land $4,778 Building $136,285
2022	$1,780.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 113 E Water St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 113 E Water St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BAINBRIDGE serves 14,500 people · EPA ID GA0870001
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Bainbridge Fiber.

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