113 E Sprague St, Homer, MI 49245 Property Records

Calhoun County property record for 113 E Sprague St, Homer, MI 49245

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,640 sqft · built 1880
Lot Size	0.276 acres (12,023 sqft)
Owner	Individual Name on Record
Last Sale	$80,000 (Apr 2019)
Tax Bill	$1,427 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Apr 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`43-120-049-00`

Property Details

APN / Parcel Number

Primary APN	`43-120-049-00`
Alternative APN	`13-43-120-049-00`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Building Area	1,640 sqft Living Area
1st Floor Area	1,088 sqft
Basement Area	552 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Lot Area	12,023 sqft (0.276 acres)
Lot Dimensions	132 ft deep x 81.3 ft wide
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	113 E SPRAGUE ST
City	HOMER
State	MI
Zip	49245-1123
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORIGINAL PLAT LOT 58 & W 25 FT OF LOT 59
Legal Subdivision	HOMER VILLAGE ORIGINAL
Legal Lot Number	58-59
Jurisdiction	CALHOUN MI
Township / Civil Division	HOMER
Census Block Group	1
Census Block	1031
Census Tract	3100

Owner

Source: Calhoun County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	113 E SPRAGUE ST, HOMER, MI 49245-1123
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2022	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Apr 2, 2019	Warranty Deed, Transfer · FHA Mortgage AMERIFIRST FINANCIAL CORP
Apr 2, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 2, 2019 · Amount on Record
Deed Sale	Apr 2, 2019 · Amount on Record
Prior Sale	Feb 20, 2004 · Amount on Record
Deed Book / Page	4307 / 956
Prior Transfer Date	Mar 20, 2019
Prior Transfer Doc	04307/0954
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALHOUN MI
Property Address	113 E SPRAGUE ST, HOMER, MI 49245-1123
Transaction Type	Mortgage
Record Updated	Jul 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	113 E SPRAGUE ST, HOMER, MI 49245-1123

Mortgage

Document Number	004650/543
Date	Apr 11, 2022
Book Page	4650/543

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Dec 1, 2051

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALHOUN MI
Recording Date	Apr 2, 2019
Property Address	113 E SPRAGUE ST, HOMER, MI 49245-1123
Document Number	04307/0956
Book / Page	4307 / 0956
Map Reference	LB 1 PG 3
Instrument Date	Mar 25, 2019
Transaction Type	Transfer
Record Updated	Jul 8, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$688.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	652 CRAIG ST, 652, JONESVILLE, MI 49250-9417

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8100 Q DR S, UNION CITY, MI 49094-9625

Mortgage

Document Number	0004307958
Date	Apr 2, 2019
Instrument	4307/958

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2049

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CALHOUN MI
Recording Date	Apr 2, 2019
Property Address	113 E SPRAGUE ST, HOMER, MI 49245-1123
Document Number	04307/0954
Book / Page	4307 / 0954
Map Reference	LB 1 PG 3
Instrument Date	Mar 20, 2019
Transaction Type	Transfer
Record Updated	Jul 8, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2791 PARK FARMS RD, 2791, WOODLAWN, TN 37191-9301

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	652 CRAIG ST, JONESVILLE, MI 49250-9417

Tax Assessment & Valuation

Source: Calhoun County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Calhoun County
County Subdivision	Homer Township
Municipality	Homer Village
Unified School District	Homer Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$72,090 (-6.84%)
2025	$1,427.00 (-25.21%)	$77,380 (+48.72%)	$144,180 (-6.84%)
2024			$154,760 (+48.72%)
2023		$52,030	$104,060
2022	$1,908.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 4, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOMER serves 1,668 people · EPA ID MI0003220
Water Source	Groundwater

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024 No certified operator Sep 2022
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

113 E Sprague St, Homer, MI 49245 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

April 2022: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2019: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on E Sprague St

Nearby Streets

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