Calhoun County property record for 109 E Sprague St, Homer, MI 49245
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,126 sqft · built 1920 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $119,000 (Sep 2022) |
| Tax Bill | $2,128 (2025) |
| Deeds & Mortgages | Sep 2022 Sale & Mortgage Jul 2017 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 43-120-048-00 |
| Primary APN | 43-120-048-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,126 sqft Living Area |
| 1st Floor Area | 892 sqft |
| Basement Area | 468 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 132 ft deep x 66 ft wide |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 109 E SPRAGUE ST |
|---|---|
| City | HOMER |
| State | MI |
| Zip | 49245-1123 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOMER VILL OP LOT 57 |
| Legal Subdivision | VILLAGE OF HOMER |
| Legal Lot Number | 57 |
| Jurisdiction | CALHOUN MI |
| Township / Civil Division | HOMER |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 3100 |
Source: Calhoun County records, as of June 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 109 E SPRAGUE ST, HOMER, MI 49245-1123 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 26, 2022 | Warranty Deed, Transfer · Conventional Mortgage MARSHALL COMMUNITY CU |
| Jul 21, 2017 | Personal Representative Deed, Transfer · Line of Credit GREENSTONE FARM CREDIT SERVICES FLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 26, 2022 · Amount on Record |
| Deed Sale | Sep 26, 2022 · Amount on Record |
| Prior Sale | Jul 21, 2017 · Amount on Record |
| Deed Book / Page | 4694 / 617 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CALHOUN MI |
| Recording Date | Sep 26, 2022 |
| Property Address | 109 E SPRAGUE ST, HOMER, MI 49245-1123 |
| Document Number | 004694/617 |
| Book / Page | 4694 / 617 |
| Map Reference | LB 1 PG 3 |
| Instrument Date | Sep 19, 2022 |
| Transaction Type | Transfer |
| Record Updated | May 1, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $892.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0046940619 |
|---|---|
| Date | Sep 26, 2022 |
| Instrument | 4694-0619 |
| Name | MARSHALL COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Document Type | Personal Representative Deed |
|---|---|
| Jurisdiction | CALHOUN MI |
| Recording Date | Jul 21, 2017 |
| Property Address | 109 E SPRAGUE ST, HOMER, MI 49245-1123 |
| Document Number | 04156/0379 |
| Book / Page | 4156 / 0379 |
| Instrument Date | Jul 12, 2017 |
| Transaction Type | Transfer |
| Record Updated | May 1, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,694.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1409 N ZIMMERS ST, PAMPA, TX 79065-3923 |
| Name | Verified Name |
|---|---|
| Address | 109 E SPRAGUE ST, HOMER, MI 49245-1123 |
| Document Number | 0041560380 |
|---|---|
| Date | Jul 21, 2017 |
| Instrument | 4156/0380 |
| Name | GREENSTONE FARM CREDIT SERVICES FLC |
|---|---|
| Type | Subprime Lender |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 362 Months |
| Due | Sep 1, 2047 |
Source: Calhoun County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Calhoun County |
| County Subdivision | Homer Township |
| Municipality | Homer Village |
| Unified School District | Homer Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $79,840 (+34.61%) | ||
| 2025 | $2,128.00 (+47.16%) | $159,680 (+34.61%) | |
| 2023 | $59,310 | $118,620 | |
| 2022 | $1,446.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 4, 2011
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOMER serves 1,668 people · EPA ID MI0003220 |
|---|---|
| Water Source | Groundwater |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 No certified operator Sep 2022 |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
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