113 E Main St, Fincastle, VA 24090 Property Records

Botetourt County property record for 113 E Main St, Fincastle, VA 24090

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,972 sqft · built 1945
Lot Size0.2 acres (8,616 sqft)
OwnerIndividual Name on Record
Tax Bill$1,368 (2025)
Deeds & MortgagesSep 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN73A(1)125

Property Details

APN / Parcel Number

Primary APN73A(1)125
Alternative APN
  • 24109

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,972 sqft Finished Area
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1945
Effective Year BuiltEffective 1945
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Foundation TypeRaised
Roof TypeGable
Roof MaterialMetal
Lot Area8,616 sqft (0.2 acres)
TerrainRolling
PorchSlab
Porch Area504 sqft

Utilities, Heating & Cooling

Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Account Number24109
Street Address113 E MAIN ST
CityFINCASTLE
StateVA
Zip24090
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeT
Legal DescriptionTOWN OF FINCASTLLOT 125
Legal Lot Number125
JurisdictionBOTETOURT VA
Township / Civil DivisionFINCASTLE
Census Block Group2
Census Block2005
Census Tract40301

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Fincastle Historic District
listed 1969 · 9 contributing resources · NRIS 69000224

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Botetourt County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing AddressPO BOX 163, FINCASTLE, VA 24090-0163
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateJul 26, 2021
Transfer Doc0000001577
Record UpdatedOct 29, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBOTETOURT VA
Property Address113 E MAIN ST, FINCASTLE, VA 24090
Transaction TypeMortgage
Record UpdatedOct 5, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0220003551
DateSep 9, 2022
Instrument220003551
Lender
NameFIRST CITIZENS BANK & TRUST COMPANY
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Botetourt County assessment roll, as of October 19, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyBotetourt County
MunicipalityFincastle Town
Unified School DistrictBotetourt County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$195,500 (-) Land $38,000 Building $157,500$195,500 (-) Land $38,000 Building $157,500
2025$1,368.00$195,500 (+47.88%) Land $38,000 Building $157,500$195,500 (+47.88%) Land $38,000 Building $157,500
2024$1,368.00 (+31.03%)
2023$132,200 (-) Land $28,000 Building $104,200$132,200 (-) Land $28,000 Building $104,200
2022$1,044.00$132,200 Land $28,000 Building $104,200$132,200 Land $28,000 Building $104,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF FINCASTLE
serves 952 people · EPA ID VA2023300
Water SourceGroundwater
Last State InspectionMay 2024
Also Mapped HereWESTERN VIRGINIA WATER AUTHORITY
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
T-Mobile
Fiber
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

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