101 E Main St, Fincastle, VA 24090 Property Records

Botetourt County property record for 101 E Main St, Fincastle, VA 24090

Property Summary

Property TypeCommercial
Lot Size0.205 acres (8,930 sqft)
OwnerCompany Name on Record
Last Sale$489,000 (Apr 2025)
Tax Bill$2,477 (2025)
Deeds & MortgagesJul 2017 Refinance
Apr 2025 Sale
Flood ZoneZone X (minimal risk)
APN73A(1)122

Property Details

APN / Parcel Number

Primary APN73A(1)122
Alternative APN
  • 24102

Exterior

Lot Area8,930 sqft (0.205 acres)
Lot Dimensions114 ft deep x 78 ft wide
TerrainRolling
PorchOpen Porch
Porch Area374 sqft

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Account Number24102
Street Address101 E MAIN ST
CityFINCASTLE
StateVA
Zip24090
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning CodeT
Legal DescriptionTOWN OF FINCASTLE PT 122
JurisdictionBOTETOURT VA
Township / Civil DivisionFINCASTLE
Census Block Group2
Census Block2005
Census Tract40301

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Fincastle Historic District
listed 1969 · 9 contributing resources · NRIS 69000224

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Botetourt County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 408, HARDY, VA 24101-0408
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Jul 27, 2017Deed of Trust, Mortgage · Stand-Alone Refinance
FREEDOM FIRST FEDERAL CREDIT UNION
Apr 15, 2025Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 15, 2025 · Amount on Record
Deed SaleApr 15, 2025 · Amount on Record
Deed Document Number20251110
Record UpdatedOct 29, 2026

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBOTETOURT VA
Property Address101 E MAIN ST, FINCASTLE, VA 24090
Transaction TypeMortgage
Record UpdatedJan 19, 2026
Title CompanyDO NO USE, COVENANT REAL ESTATE SVCS

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0170002838
DateJul 27, 2017
Instrument170002838
Lender
NameFREEDOM FIRST FEDERAL CREDIT UNION
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

April 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBOTETOURT VA
Recording DateApr 15, 2025
Property Address101 E MAIN ST, FINCASTLE, VA 24090
Document Number0250001110
Instrument DateApr 14, 2025
Instrument250001110
Transaction TypeTransfer
Record UpdatedJan 19, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

Source: Botetourt County assessment roll, as of October 19, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyBotetourt County
MunicipalityFincastle Town
Unified School DistrictBotetourt County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$353,900 (-) Land $44,700 Building $309,200$353,900 (-) Land $44,700 Building $309,200
2025$2,477.00$353,900 (+0.06%) Land $44,700 Building $309,200$353,900 (+0.06%) Land $44,700 Building $309,200
2024$2,477.00 (-11.35%)
2023$353,700 (-) Land $44,500 Building $309,200$353,700 (-) Land $44,500 Building $309,200
2022$2,794.00$353,700 Land $44,500 Building $309,200$353,700 Land $44,500 Building $309,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF FINCASTLE
serves 952 people · EPA ID VA2023300
Water SourceGroundwater
Last State InspectionMay 2024
Also Mapped HereWESTERN VIRGINIA WATER AUTHORITY
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
T-Mobile
Fiber
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

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