113 E Cross Rd, Stamford, CT 06907 Property Records

Stamford City property record for 113 E Cross Rd, Stamford, CT 06907

Property Summary

Property Type	Single Family Home
Details	4 bd · 7 ba · 7,489 sqft · built 1925
Lot Size	2.44 acres (106,286 sqft)
Owner	2 Individual Names on File
Tax Bill	$25,730 (2025)
Deeds & Mortgages	Mar 2025 Refinance Dec 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`4-0355`

Property Details

APN / Parcel Number

Primary APN	`4-0355`
Alternative APNs	`STAM M:004 B:0355` `004-0355`

Interior

Bedrooms	4 Beds
Full Baths	7 Baths
Half Baths	2 Half Baths
Total Rooms	15 Rooms
Stories	2 Stories
Building Area	7,489 sqft Living Area
Gross Area	13,674 sqft
1st Floor Area	3,406 sqft
Basement Area	1,890 sqft
Unfinished Basement	1,890 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1955
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	106,286 sqft (2.44 acres)
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	4-0355
Street Address	113 E CROSS RD
City	STAMFORD
State	CT
Zip	06907-1108
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA1
Legal Block	355
Jurisdiction	STAMFORD CT
Township / Civil Division	STAMFORD
Census Block Group	1
Census Block	1000
Census Tract	20700

Owner

113 E Cross Rd is owned and occupied by two individuals who acquired it in March 2017.

Source: Stamford City records, as of June 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	113 E CROSS RD, STAMFORD, CT 06907-1108
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2025	Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK
Dec 17, 2021	Deed of Trust, Mortgage · ARM DIME COMMUNITY BANK
Aug 2, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK
Mar 3, 2021	Deed of Trust, Mortgage · ARM DIME COMMUNITY BANK
Oct 28, 2020	Warranty Deed, Transfer
Mar 17, 2017	Quit Claim Deed, Transfer · FHA Mortgage USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 17, 2017
Deed Sale	Mar 17, 2017
Prior Sale	Jun 25, 1993 · Amount on File
Deed Document Number	20175068
Deed Book / Page	11695 / 304
Transfer Doc	11695-299
Record Updated	Sep 20, 2026

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAMFORD CT
Property Address	113 E CROSS RD, STAMFORD, CT 06907-1108
Transaction Type	Mortgage
Record Updated	Apr 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	013484-109
Date	Mar 27, 2025
Book Page	13484/109
Instrument	2025003702

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	301 Months
Due	Apr 1, 2050

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAMFORD CT
Property Address	113 E CROSS RD, STAMFORD, CT 06907-1108
Transaction Type	Mortgage
Record Updated	Dec 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	012891-223
Date	Dec 17, 2021
Book Page	12891/223
Instrument	2021026085

Lender

Name	DIME COMMUNITY BANK

Agreement

Type	ARM
Amount	Amount on Record
Term	373 Months
Due	Jan 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Jan 1, 2029
Index	1-Year CMT

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAMFORD CT
Property Address	113 E CROSS RD, STAMFORD, CT 06907-1108
Transaction Type	Mortgage
Record Updated	Aug 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	12764-73
Date	Aug 2, 2021
Book Page	12764/73
Instrument	2021015913

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	301 Months
Due	Sep 1, 2046

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAMFORD CT
Property Address	113 E CROSS RD, STAMFORD, CT 06907-1108
Transaction Type	Mortgage
Record Updated	Mar 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	12617-138
Date	Mar 3, 2021
Book Page	12617/138
Instrument	2021004508

Lender

Name	DIME COMMUNITY BANK

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.63%
Type Change Date	Apr 1, 2028
Index	1-Year CMT

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STAMFORD CT
Recording Date	Oct 28, 2020
Property Address	113 E CROSS RD, STAMFORD, CT 06907-1108
Document Number	12495-197
Book / Page	12495 / 197
Instrument Date	Oct 23, 2020
Instrument	2020017370
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STAMFORD CT
Recording Date	Mar 17, 2017
Property Address	113 E CROSS RD, STAMFORD, CT 06907-1108
Document Number	11695-299
Book / Page	011695 / 000299
Instrument Date	Mar 3, 2017
Instrument	5066
Transaction Type	Transfer
Record Updated	Apr 4, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	113 E CROSS RD STAMFORD CT 069071108, STAMFORD, CT 06907-1108

Mortgage

Document Number	11695-304
Date	Mar 17, 2017
Book Page	011695/000304
Instrument	5068

Lender

Name	USAA

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 16, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 113 E Cross Rd was $25,730.

Source: Stamford City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Stamford City
Unified School District	Stamford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$25,730.00	$1,087,500 Land $371,400 Building $716,100	$761,250 Land $259,980 Building $501,270
2024	$25,730.00 (-4.58%)
2023	$26,966.00 (+18.56%)	$1,084,720 (+27.52%) Land $371,400 Building $713,320
2022	$22,745.00	$850,600 Land $280,340 Building $570,260

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 113 E Cross Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 113 E Cross Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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