109 E Cross Rd, Stamford, CT 06907 Property Records

Stamford City property record for 109 E Cross Rd, Stamford, CT 06907

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,166 sqft · built 1966
Lot Size	1.02 acres (44,431 sqft)
Owner	2 Individual Names on File
Last Sale	$121,000 (Oct 2025)
Tax Bill	$12,364 (2025)
Deeds & Mortgages	Oct 2025 Sale & Line of Credit Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1-7735`

Property Details

APN / Parcel Number

Primary APN	`1-7735`
Alternative APNs	`STAM M:001 B:7735` `001-7735`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,166 sqft Living Area
Gross Area	4,985 sqft
1st Floor Area	1,158 sqft
Basement Area	1,158 sqft
Unfinished Basement	1,158 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1980
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	44,431 sqft (1.02 acres)
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1-7735
Street Address	109 E CROSS RD
City	STAMFORD
State	CT
Zip	06907-1108
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA1
Legal Block	7735
Jurisdiction	STAMFORD CT
Township / Civil Division	STAMFORD
Census Block Group	1
Census Block	1000
Census Tract	20700

Owner

109 E Cross Rd is owned by two individuals who bought it in October 2025.

Source: Stamford City records, as of June 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	197 BRIDGE ST, STAMFORD, CT 06905-4430
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2025	Warranty Deed, Transfer · Line of Credit IVES BANK
Nov 12, 2020	Deed of Trust, Mortgage · Balloon Mortgage LUXURY MORTGAGE CORP
Dec 6, 2017	Warranty Deed, Transfer LUXURY MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 2025 · Amount on File
Deed Sale	Oct 16, 2025 · Amount on File
Prior Sale	Dec 6, 2017 · Amount on File
Deed Document Number	202513106
Deed Book / Page	13597 / 185
Record Updated	Sep 20, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STAMFORD CT
Recording Date	Oct 16, 2025
Property Address	109 E CROSS RD, STAMFORD, CT 06907-1108
Document Number	013597-185
Book / Page	13597 / 185
Instrument Date	Oct 14, 2025
Instrument	2025013106
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	197 BRIDGE ST, STAMFORD, CT 06905-4430

Mortgage

Document Number	013597-188
Date	Oct 16, 2025
Book Page	13597/188
Instrument	2025013107

Lender

Name	IVES BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAMFORD CT
Property Address	109 E CROSS RD, STAMFORD, CT 06907-1108
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	12510-20
Date	Nov 12, 2020
Book Page	12510/20
Instrument	2020018648

Lender

Name	LUXURY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STAMFORD CT
Recording Date	Dec 6, 2017
Property Address	109 E CROSS RD, STAMFORD, CT 06907-1108
Document Number	11857-319
Book / Page	11857 / 319
Instrument	2017020534
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$107.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	118570322
Date	Dec 6, 2017
Instrument	11857/0322

Lender

Name	LUXURY MORTGAGE CORP
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	372 Months
Due	Dec 6, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 109 E Cross Rd was $12,364.

Source: Stamford City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Stamford City
Unified School District	Stamford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,364.00	$522,570 Land $286,450 Building $236,120	$365,799 Land $200,515 Building $165,284
2024	$12,364.00 (-4.83%)
2023	$12,991.00 (+16.37%)	$522,570 (+25.17%) Land $286,450 Building $236,120
2022	$11,164.00	$417,500 Land $216,220 Building $201,280

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 109 E Cross Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 E Cross Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Cross Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures