113 E 8th St, Mishawaka, IN 46544 Property Records

St. Joseph County property record for 113 E 8th St, Mishawaka, IN 46544

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,351 sqft · built 1904
Lot Size	0.106 acres (4,600 sqft)
Owner	Individual Name on Record
Last Sale	$233,050 (Jun 2025)
Tax Bill	$802 (2024)
Deeds & Mortgages	Sep 2019 Mortgage Jun 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`71-09-16-477-005.000-023`

Property Details

APN / Parcel Number

Primary APN	`71-09-16-477-005.000-023`
Alternative APN	`01611435707`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,351 sqft Living Area
Gross Area	1,481 sqft
1st Floor Area	1,480 sqft
Basement Area	130 sqft

Exterior

Year Built	Built 1904
Effective Year Built	Effective 1904
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	4,600 sqft (0.106 acres)
Lot Dimensions	115 ft deep x 40 ft wide
View / Lot	Alley
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	113 E 8TH ST
City	MISHAWAKA
State	IN
Zip	46544-2130
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 42 MC INERNYS 1ST
Legal Subdivision	MC INERNYS 1ST
Legal Lot Number	42
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PENN
Census Block Group	2
Census Block	2001
Census Tract	10201

Owner

Source: St. Joseph County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	113 E 8TH ST, MISHAWAKA, IN 46544-2130
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2019	Deed of Trust, Mortgage · Commercial Mortgage BARNETT REI FINANCE 1 LLC
Jun 20, 2025	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL CO
Jun 20, 2025	Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 20, 2025 · Amount on Record
Deed Sale	Jun 20, 2025 · Amount on Record
Prior Sale	Oct 29, 2014 · Amount on Record
Deed Document Number	202514680
Prior Transfer Date	Oct 26, 2012
Prior Transfer Doc	0000037961
Record Updated	Oct 29, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	113 E 8TH ST, MISHAWAKA, IN 46544-2130
Transaction Type	Mortgage
Record Updated	May 12, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001922784
Date	Sep 10, 2019
Instrument	1922784

Lender

Name	BARNETT REI FINANCE 1 LLC
Type	Funding / Finance Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	113 E 8TH ST, MISHAWAKA, IN 46544-2130
Transaction Type	Mortgage
Record Updated	Mar 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002514682
Date	Jun 20, 2025
Instrument	2514682

Lender

Name	CARDINAL FINANCIAL CO
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jul 1, 2035

June 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Jun 20, 2025
Property Address	113 E 8TH ST, MISHAWAKA, IN 46544-2130
Document Number	0002514680
Map Reference	PB 7 PG 75
Instrument Date	Jun 11, 2025
Instrument	2514680
Transaction Type	Transfer
Record Updated	May 12, 2026
Title Company	FIDELITY NATIONAL TITLE CO L

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	113 E 8TH ST, MISHAWAKA, IN 46544-2130

Mortgage

Document Number	0002514681
Date	Jun 20, 2025
Instrument	2514681

Lender

Name	CARDINAL FINANCIAL CO
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2055

Mortgage

Document Number	0002514682
Date	Jun 20, 2025
Instrument	2514682

Lender

Name	CARDINAL FINANCIAL CO
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jul 1, 2035

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Penn Township
Municipality	Mishawaka City
Unified School District	Mishawaka School City (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$43,200 (+25.95%) Land $15,100 Building $28,100	$43,200 (+25.95%) Land $15,100 Building $28,100
2024	$802.00 (-52.93%)	$34,300 (-52.75%) Land $15,100 Building $19,200	$34,300 (-52.75%) Land $15,100 Building $19,200
2023	$1,704.00 (-68.36%)	$72,600 (-) Land $15,100 Building $57,500	$72,600 (-) Land $15,100 Building $57,500
2022	$5,385.00	$72,600 Land $15,100 Building $57,500	$72,600 Land $15,100 Building $57,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 15, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISHAWAKA UTILITIES serves 49,675 people · EPA ID IN5271009
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	7 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 745 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Mercury Fiber.

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